Microfinance and gender empowerment

Ngo, Thi Minh-Phuong; Wahhaj, Zaki

doi:10.1016/j.jdeveco.2011.09.003

Cited by 73 publications

(47 citation statements)

References 33 publications

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“…According to them, the drive for women to engage in business and having characteristic such as self-confidence, courage and being more independent are the key enablers to women entrepreneurship. The finding that support for businesses from government, women focused initiatives from government and NGOs, mentoring and role models, are consistent with past researches by Bruton, Ahlstrom and Han-Lin Li (2014); Devi (2010); EIU (2013); Hallward-Driemeier and Hasan (2013); Ngo and Wahhaj (2012);OEDC (2014);and WENA (2014). According to these researchers, business and government bodies provide access to finance; education advancement in terms of business skills training; and availability of child care program to support family (social services) to women entrepreneurs.…”

Section: Discussionsupporting

confidence: 89%

Economic Empowerment of Malaysian Women through Entrepreneurship: Barriers and Enablers

Arumugam¹,

Marthandan²,

Subramaniam³

2016

ASS

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The main aim of this study is to identify the barriers and enablers to Malaysian women's entrepreneurship. A mixed method was used in this study. A qualitative approach using Delphi technique was used to obtain consensus on the barriers and enablers. This was incorporated into a questionnaire which was used in the survey of women entrepreneurs to obtain quantitative data on the barriers and enablers to women's entrepreneurship. The respondents were 130 participants of a seminar for women entrepreneurs conducted by the Women's Development Department of the Ministry of Women, Family and Community. The study found that the three top barriers were the lack of KSAOs followed by restrictive legalities, regulations and procedures and lack of business support and network. Personality and self-efficacy emerged as the most important enabler followed by support for businesses from government and women focused initiatives from government and NGOs.

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Section: Discussionsupporting

confidence: 89%

Economic Empowerment of Malaysian Women through Entrepreneurship: Barriers and Enablers

Arumugam¹,

Marthandan²,

Subramaniam³

2016

ASS

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“…However, credit has an insignificant impact on the welfare of less wealthy clients. As noted by Ngo and Wahhaj (2012), credit has positive impacts under particular circumstances. Female empowerment is only enhanced when women have substantial skills to engage in an autonomous productive activity.…”

Section: Income Impacts Of Credit On Accessed Households In Rural Viementioning

confidence: 99%

Income Impacts of Credit on Accessed Households in Rural Vietnam: Do Various Credit Sources Perform Differently?

Luan

Bauer

Kühl

2016

AOL

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This study uses the Propensity Score Matching to examine the income impact of different credit sources on accessed households in the Northern Mountains of Vietnam. Results show that overall rural credit serves an important role in improving household income with respect to total income, per capita income and nonfarm income. However, different credit affects recipients heterogeneously. Whereas a significant increase in household income can be achieved through accessing commercial and informal loans, there is no significant increase of all income components associated recipients of preferential credit. These results imply that a successful credit scheme needs to consider variations in transaction costs, disbursement scheme, loan characteristics and typical socio-economic conditions of credit recipients.

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“…Contemporary studies on the impact of microfinance on women empowerment acknowledges five main dimensions of women empowerment resulting from their participation in microfinance programs: economic, social, political, legal and psychological empowerment of which economic and social empowerment are the most predominant [11,[31][32][33][34][35][36][37]. Therefore, this study concentrates on economic and social empowerment of women.…”

Section: Women Empowermentmentioning

confidence: 99%

Women Empowerment Through Microfinance: Empirical Evidence from Ghana

Addai¹

2017

JFA

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Abstract:Microfinance programmes are currently promoted as a key strategy for simultaneously addressing both women empowerment and poverty alleviation in Ghana. However, there has been a hot debate on the potency of microfinance in empowering the Ghanaian women. Apparently, this research was conducted to analyse the impact of microfinance services on the economic and social empowerment of women in Ghana. A purposive non-probability sampling technique was utilized in a 500 sample-size selection of female microfinance customers from Ashanti, Greater Accra, Central, Eastern and Western Regions of Ghana (100 from each region). For this study, SPSS and STATA Statistical tools were used to analyze the data and the ordered probit model was used as the estimation model. Glaring in this study is a statistically significant positive relationship between microfinance and women empowerment, for both economic and social but such relationship is dependent on marital status and educational level of the women with age having no controlling effect. Nevertheless, it is also evident in this study that women encounter myriad problems in accessing microfinance services of which high interest rate is paramount. Recommendations have been given on how microfinance outreach programmes could be enriched especially among the rural women since enhanced microfinance accessibility could be a perfect tool to accelerate economic and social empowerment of women in Ghana.

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Microfinance and gender empowerment

Cited by 73 publications

References 33 publications

Economic Empowerment of Malaysian Women through Entrepreneurship: Barriers and Enablers

Economic Empowerment of Malaysian Women through Entrepreneurship: Barriers and Enablers

Income Impacts of Credit on Accessed Households in Rural Vietnam: Do Various Credit Sources Perform Differently?

Women Empowerment Through Microfinance: Empirical Evidence from Ghana

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