The Palgrave Handbook of American Mental Health Policy 2019
DOI: 10.1007/978-3-030-11908-9_13
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Mental Health Insurance Parity: How Full Is the Glass?

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Cited by 3 publications
(6 citation statements)
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“… 26 With the increase of private health insurance coverage, mental health and substance use–related benefits became more limited compared with other services, including caps on the number of covered inpatient days for mental illness and outpatient visits as well as higher copayments for mental health services than for other services. 29 The ACA aimed to improve access to mental health services by expanding requirements for employer-sponsored health plans and Medicaid-managed care plans to have mental health coverage comparable to medical coverage in terms of financial requirements and treatment limits. 30 , 31 , 32 , 33 Approximately 30% of individuals who gained coverage through Medicaid expansion had a mental or substance use disorder.…”
Section: Discussionmentioning
confidence: 99%
“… 26 With the increase of private health insurance coverage, mental health and substance use–related benefits became more limited compared with other services, including caps on the number of covered inpatient days for mental illness and outpatient visits as well as higher copayments for mental health services than for other services. 29 The ACA aimed to improve access to mental health services by expanding requirements for employer-sponsored health plans and Medicaid-managed care plans to have mental health coverage comparable to medical coverage in terms of financial requirements and treatment limits. 30 , 31 , 32 , 33 Approximately 30% of individuals who gained coverage through Medicaid expansion had a mental or substance use disorder.…”
Section: Discussionmentioning
confidence: 99%
“…The results underscore the importance of renewed efforts to preserve and build on the essential health benefit’s mandate requiring drug treatment benefits under private health insurance plans and the potential threat posed by counter initiatives aimed at undermining this essential requirement of the ACA [ 40 ]. While expansion of insurance coverage would be expected to increase service use, low treatment rates among insured individuals underscore the presence of other barriers to service use among covered individuals, such as narrower provider networks [ 37 39 ] and NQLTs imposed by some plans [ 6 , 35 , 36 ]. These provider-side barriers blunt the effect of insurance coverage expansion and parity laws and call for further policy reforms to ensure adequate access to services for individuals in need of drug use treatments.…”
Section: Discussionmentioning
confidence: 99%
“…Yet despite their remarkable progress, they may not have been fully successful in removing financial barriers to these services [35]. A recent commentator compared the accomplishment of MHPAEA and ACA to a glass that is "partially empty" [35]. Many of the participants without drug use treatment coverage in this study may have been covered by grandfathered plans that were exempted from the essential health benefits requirement of ACA.…”
Section: Plos Onementioning
confidence: 96%
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