Today, the application of information technology in banking transactions has changed the paradigm of bank transactions and services to its customers, from conventional to technology-based services and transactions. Along with that, the number and variety of banking crimes continues to grow and increase. This reality has not been accompanied by the development of regulations governing responsive and accommodative settlement of banking crimes outside of court. The purpose of this research is to analyze the urgency and effectiveness of the restorative justice settlement system as a form of banking crime settlement. The research method used was systematic literature review which was assessed based on PRISMA guidelines (preferred reporting items for systematic literature reviews and meta-analyses) with the SPIDER approach (sample, phenomena of interest, design, evaluation, research type). Data searches were carried out through the data base at ScienceDirect, Taylor and Francis and Wiley Library Online from August to September 2022. From the results of research conducted, restorative justice is urgently needed and effective in resolving banking crimes.