Market competition and the distributional consequences of mobile phones in Canada

Information Technology for Development

Anyanwu

Tchamyou

2017

Information technology is increasingly facilitating mechanisms by which information asymmetry between lenders and borrowers in the financial sector can be reduced in order to enhance financial access for human and economic development in developing countries. We examine sharing on financial depth (money supply and liquid liabilities) and financial activity (at banking and financial system levels). Second, for financial intermediation efficiency, the positive effects from mobile-driven information sharing are apparent exclusively in certain levels of financial efficiency. Third, with regard to financial size, mobile-driven information sharing is positive with a negative threshold, whereas, internet-driven information sharing is positive exclusively among countries in the bottom half of financial size. Positive thresholds are defined as decreasing negative or increasing positive estimated effects from information sharing offices and vice-versa for negative thresholds. Policy implications are discussed.JEL Classification: G20; G29; O16; O55; C52

mentioning

confidence: 82%

Technology-driven information sharing and conditional financial development in Africa

Information Technology for Development

Anyanwu

Tchamyou

2017

“…The positioning of the inquiry extends macroeconomic literature on the employment of information and communication technologies (ICTs) for entrepreneurial purposes, notably: emphasis on entrepreneurs that are continuously innovating because of evolving skills and financial resources (Best, 2015); the use of social media to promote entrepreneurship (Jones et al, 2015;McCann & Barlow, 2015;Wang, 2016); knowledge sharing in entrepreneurial success (Allen et al, 2016); the use of social entrepreneurship to drive technology (Mulloth et al, 2016); the creation and discovery of innovation opportunities (Wan et al, 2015;Hang et al, 2015); innovations in technology that are offering novel opportunities due to the roadmapping of patents (Jeong & Yoon, 2015); doing business avenues that are associated with an ageing population (Kohlbacher et al, 2015) on the one hand and emerging ecosystems on the other hand (Overholm, 2015); research collaborations (McKelveyet al, 2015) and scientific entrepreneurial business opportunities (Maine et al, 2015). Moreover, the present inquiry steers clear of the bulk of studies on the use of ICT for social change and development outcomes, notably: the distributional externalities of growing technologies (see Cozzens, 2011), especially in sustainable development (Alkemade & Surrs, 2012); the relevance of mobile phones in social outcomes (Brouwer & Brito, 2012;Islama & Meadeb, 2012;Mira & Dangersfield, 2012;Amankwah-Amoah, 2015Amankwah-Amoah & Sarpong, 2016) in both developed nations (Thakar, 2012) and developing (Sonne, 2012;Gupta & Jain, 2012) countries.…”

Section: Introductionmentioning

confidence: 80%

Mobile Phone Innovation and Entrepreneurship in Sub-Saharan Africa

Biekpe

2017

SSRN Journal

This study assesses how knowledge diffusion modulates the effect of the mobile phone on Second, the mobile phone interacts with education (the internet) to have a positive (negative) net effect on the time needed to construct a warehouse whereas, the corresponding interaction with the internet yields a net negative effect on the time to enforce a contract. Third, there is a positive net effect from the interaction of mobile phones with education on the time to start a business. Given the construction of the education variable, the positive net effects from education are consistent with corresponding negative net effects from the other knowledge diffusion variables. The main policy implication is that mobile phone innovation (by means of internet penetration, scientific output and quality education) decreases constraints of entrepreneurship. Suggestions on how to boost these knowledge diffusion channels are discussed. Other practical and theoretical implications are also covered. To the best our knowledge, this is the first inquiry to assess the relevance of mobile phone innovation in entrepreneurship in Sub-Saharan Africa.

“…Under this canopy, our study is closest to a growing stream of literature on the importance of ICT for development outcomes and social change (Islama & Meadeb, 2012;Brouwer & Brito, 2012;Mira & Dangersfield, 2012). While the existing literature concentrates on both developed (see Thakar, 2012) and developing (Sonne, 2012: Gupta & Jain, 2012 countries, the policy syndrome of non-inclusive development is more striking in developing nations like those in the SSA: a sub-region that has increasingly been experiencing extreme poverty, despite having enjoyed more than two decades of resurgence in economic growth (Fosu, 2015a, p. 44).…”

Section: Theory and Empirical Evidencementioning

confidence: 89%

Enhancing ICT for Inclusive Human Development in Sub-Saharan Africa

Roux

2016

SSRN Journal

This study assesses if increasing information and communication technology (ICT) enhances inclusive human development in a sample of 49 countries in Sub-Saharan Africa for the period 2000-2012. The empirical evidence present in this study, is based on instrumental variable Tobit regressions, in order to account for simultaneity and the limited range in the dependent variable. In the interest of increasing room for policy implications and controlling for the unobserved heterogeneity, the analysis is decomposed into the fundamental characteristics that human development based on: income levels, legal origins, religious dominations, political stability, landlockedness and resource-wealth. Our findings show that policies designed to boost ICT (mobile phone, internet, telephone) penetration will increase inclusive development in the post-2015 sustainable development agenda. The degree of positive responsiveness of inclusive development to ICT varies across fundamental characteristics of human development and ICT dynamics. The study has substantial policy relevance because the adoption and/or penetration rate of ICT can be influenced by policy to achieve inclusive development outcomes. Further policy implications are also discussed.