Maqasid Al-Shariah in Micro-entrepreneurs Development: an Overview

Abstract

The experience of the economic crisis that had hit Indonesia in 1997 showed that micro-entrepreneurs were able to survive, reduce unemployment and absorb employment. Despite having a large role, micro-entrepreneurs, faced with various problems of access to capital. Lack of access to capital is a factor hampering the success of entrepreneurs. LPPI study results (2015), only 30% are able to access financing. As a solution, the development of micro-entrepreneurs is carried out based on the Islamic maqasid through the use of zakat funds. This study uses qualitative methods with a literature study and descriptive approach. The results of this study indicate that the Islamic maqasid which is directly related to the development of micro-entrepreneurs is protecting offspring (nasl) and protecting property (maal). Protecting religion in the context of developing micro-entrepreneurs is maintaining business continuity and sustainability. Whereas protecting assets in the context of developing micro-entrepreneurs is a business that must be managed professionally in order to grow and make a profit.

The Significance of Islamic Social Finance in Stabilising Income for Micro-Entrepreneurs During the Covid-19 Outbreak

“…These studies also highlight the requirement of Maqasid al-shari'ah in economics development. According to Bahri, Aslam & Wibowo (2019), the distribution of zakat funds related to mustahiq and the scope of work of microentrepreneurs, is directly related to two benefits, namely the protection of assets (maal) and maintaining sustainability (nasl). Adopting the Maqasid al-Shari'ah in line with the integration of Islamic social finance (ISF) tools plays a critical role in preserving and protecting Islamic jurisprudence principles.…”

“…Measurement of the zakat (zakat 1-8), waqf (waqf 1-8), Baytulmal (Baytulmal 1-8) and Ar-rahnu (ar-rahnu 1-8) instruments was based on eight items: accessibility, availability, practicality, assessibility, applicability, Syariah governance, risks and efficiency. The questionnaire related to these ISF constructs was adapted from previous studies: with regard to ar-rahnu from Nik Azman et al (2020) and Yahaya (2020); to zakat from Hashim, Mohamad & Othman (2020), Bahri et al (2019), and Pratama & Sukmana (2020); to waqaf from Salarzehi, Armesh & Nikbin (2010), Thaker, Amin, Thaker, Khaliq & Pitchay (2020), and Lahsasna (2010); and to baytulmal from Rahman & Ahmad (2011) and Possumah & Ismail (2012). Details of the scale items are shown in Table 2.…”

Analysis of the Effectiveness of Zakat Distribution at the Amil Zakat Institution Initiative Zakat Indonesia (LAZ IZI)

“…Meanwhile, ZIS and DSKL funds that are distributed to empowerment programs are used to increase income [30], empowerment efforts [31], [32], alleviate poverty (Sadeq, 1997), [33], [34], improve economic life the mustahiq [35], and build mentally independent mustahik so they can turn into muzak [36].…”

Pengungkapan Pemanfaatan Dana Corporate Social Responsibility Untuk Pencapaian Maqashid Syariah Pada Pt. PLN Persero

“…Maqashid Syariah merupakan penggabungan dari kata maqashid, dan kata syariah. Maqashid artinya maksud dan tujuan, sedangkan syariah diartikan sebagai sumber kehidupan jiwa dan kebahagiaan (Al-Khadimi, 2001), (Rizki Febriadi, 2017), (Bahri et al, 2019). Selanjutnay, menurut Imam al-Syatibi secara istilah (Kara, 2012), syariah mempunyai tujuan untuk mewujudkan kemaslahatan manusia baik di dunia maupun di akhirat.…”

“…Syeh Nawab Naqvy (1996), (Hadi A. C., 2016), (Bahri et al, 2019) Menurut Imam al-Syatibi (Attia, 2007), (Tarique1 et al, 2017), (Kara, 2012) Sumber: Attia ( 2007), (Tarique1 et al, 2017), (Kara, 2012)…”