2022
DOI: 10.15549/jeecar.v9i2.847
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Managing Credit Risk Strategies for Commercial Banks: The Case of Kosovo

Abstract: The study aims to substantiate effective strategies to manage credit risks in commercial banks, for example, Kosovo. Based on the annual financial statements of commercial banks in Kosovo for 2010-2020. We built polynomial regression models to assess the impact of credit risk on the bank's financial stability. Empirically, determined and argued the different nature of the credit risks influencing the bank's financial stability according to various on the assets size of commercial banks. Preventive and reactive… Show more

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Cited by 7 publications
(8 citation statements)
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References 22 publications
(34 reference statements)
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“…The number of respondents was 1011 people. Respondents were asked to evaluate the prospects and threats for developing organic agriculture in Azerbaijan on a 5-point Likert scale (range from "1" to "5") using the questions in Table 1 (Canwat & Onakuse, 2022;Megits, Neskorodieva & Schuster, 2020;Sun & Li, 2022;Alotaibi et al, 2021;Aksoy et al, 2018;Sahiti et al, 2022). The higher the score, the higher the manifestation of a particular prospect or threat, and vice versa.…”
Section: Methodsmentioning
confidence: 99%
“…The number of respondents was 1011 people. Respondents were asked to evaluate the prospects and threats for developing organic agriculture in Azerbaijan on a 5-point Likert scale (range from "1" to "5") using the questions in Table 1 (Canwat & Onakuse, 2022;Megits, Neskorodieva & Schuster, 2020;Sun & Li, 2022;Alotaibi et al, 2021;Aksoy et al, 2018;Sahiti et al, 2022). The higher the score, the higher the manifestation of a particular prospect or threat, and vice versa.…”
Section: Methodsmentioning
confidence: 99%
“…In general, based on the analysis of scientific literature, it can be argued that CSR is a multicomponent and comprehensive concept, the components of which may vary depending on the external and internal conditions for the functioning of a business. (Achyldurdyyeva, Jaw & Wang, 2019;Sahiti et al, 2022;Fallah Shayan et al, 2022;Okafor, Adeleye & Adusei, 2021). The main ones are the level of economic development in the country, the ease of doing business, the level of business integration into the global economic environment, the level of spending on social obligations, how the story of profit changes depending on the increase in expenditures for socially valuable activities, etc.…”
Section: Literature Reviewmentioning
confidence: 99%
“…Most of PPP designs in developing countries include innovative financing mechanisms, such as concessional loans, blended finance, or subsidies, to ensure the financial viability of projects. In contrast, developed countries have more developed financial markets and easier access to capital, allowing for a greater emphasis on marketdriven financing models (Sahiti et al, 2022).…”
Section: Literature Reviewmentioning
confidence: 99%