In the new attributes of the digital economy and the development of electronic commerce, there has been a significant change in the infrastructure of multinational companies from the position of rapprochement between seller and buyer. Also, in the procedures for the implementation of operations, cost reduction is determined by reducing the stages established and provided by intermediaries. For transactions by multinational corporations, many payment systems of the digital economy are used for the reactive exchange and transfer of currencies to business partners in other countries. And it is obvious that all operations have an indefinite number of risks to the facts of economic life.