“…Researchers have also suggested that the services involving regular telephone contacts are likely to be more susceptible to the effects of telecommunication technology than the information-oriented services with intensive face-to-face contacts (Pye, 1979;Goddard and Morris, 1976;Goddard, 1971). 20 Other researchers assert that telecommunication technology will have a greater locational influence on the services involving standard, routine and repetitive tasks such as computer service and administrative work of financial services, and thus these services are likely to be further decentralized (Howells and Green, 1986;Daniels, 1985;Marshall, 1985;Edgington, 1982;Goddard, 1973). Although financial service activities, the dominant activities of the CBDs are susceptible to the effects of computer and telecommunications technology (Kutay, 1986;Daniels, 1985), the evidence of locational effects of these technologies on the financial services appear weak (Daniels, 1985).…”