Loan financing for assistive technology: strategies for development, current programs, and recommendations for the future

Wallace, Joseph F.; Knorr, Kenneth H.

doi:10.3233/tad-1996-53-405

Cited by 3 publications

(3 citation statements)

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“…This research was updated in an article titled "Loan Financing for Assistive Technology: Strategies for Development, Current Programs, and Recommendations for the Future" (Wallace & Knorr, 1996). Several programs were highlighted, and successful program factors were detailed.…”

Section: A Policy History Of Assistive Technology Loan Financingmentioning

confidence: 99%

A Policy Analysis of the Assistive Technology Alternative Financing Program in the United States

Wallace

2003

Journal of Disability Policy Studies

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This article highlights the need for and impact of loan financing programs for the acquisition of assistive technology. It provides a historical presentation of the origins of credit financing for people with disabilities, with particular attention to assistive technology. A policy review of assistive technology loan financing is offered, culminating in the Title III funding of the Assistive Technology Acts. The article concludes with key features of a successful program and implications for the future of credit financing in the lives of persons with disabilities.fare systems, which base participation and services on income, age, type of disability, educational or employment needs, or, worst of all, consider themselves funds of last resort. Assistive technology loan financing programs are often both consumer developed and consumer directed. They are based on the concept of individual choice and credit-worthiness. They treat the individual applicant as a person in control of his or her finances and understand that this technology is critical to the applicant's personal independence.This article will provide a brief history of loan financing programs, review significant policy initiatives and program developments that suggest successful approaches, and discuss critical factors that will affect loan programs in the future. See the Appendix for a glossary of terms.

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Section: A Policy History Of Assistive Technology Loan Financingmentioning

confidence: 99%

A Policy Analysis of the Assistive Technology Alternative Financing Program in the United States

Wallace

2003

Journal of Disability Policy Studies

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“…To date, very few articles in the literature have addressed alternative financing for AT, and those that do exist have primarily focused on single program descriptions (Mendelsohn, 1997;Wallace, Hayes, & Bailey, 2000;Wallace & Knorr, 1996). No research provides a broad overview of the users of such programs and the outcomes of their applications; therefore, to contextualize this article, the broader topic of AT and AT services generally must be examined.…”

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Providing Alternative Financing for Assistive Technology

Finlayson

Hammel

2003

Journal of Disability Policy Studies

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through a Web-based outcome data collection and management system designed for use by alternative financing programs (AFPs) for assistive technology that are supported by a grant from the National Institute of Disability and Rehabilitation Research. The findings suggest that funding for mobility equipment (including adapted transportation) is the most sought by applicants to AFPs. Although the majority of the applicants were receiving funding, women, people living in urban areas, and individuals in the lowest income quartile (less than $966/month) were less likely to be approved for a loan. Overall, the findings suggest that the AFPs are providing an avenue for people with disabilities to acquire assistive technology they have been unable to access through other funding sources. Areas for future development of the AFPs are identified, including outreach to minority and non-English-speaking groups.

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