Literasi Keuangan, Gaya Hidup, Locus of Control, Dan Parental Income Terhadap Perilaku Keuangan Mahasiswa

Ritakumalasari, Nuraeni; Susanti, Ari

doi:10.26740/jim.v9n4.p1440-1450

Cited by 17 publications

(30 citation statements)

References 5 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Penelitian ini selaras dengan penelitian yang dilakukan ileh (Ritakumalasari & Susanti, 2021) yang menyatakan bahwa gaya hidup memiliki pengaruh yang simultan atas perilaku keuangan.…”

Section: Pengaruh Gaya Hidup Terhadap Perilaku Keuanganunclassified

Pengaruh Literasi Keuangan, Inklusi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Pada Generasi Milenial

Hs¹,

Lestari²

2022

MUDIMA

View full text Add to dashboard Cite

This study aims to analyze the effect of financial literacy, financial inclusion and lifestyle on financial behavior in the millennial generation in South Jakarta. This study uses quantitative research and primary data sources with a questionnaire technique distributed to 100 respondents. Data analysis used multiple linear regression technique. The results showed that Financial Literacy (X1), Financial Inclusion (X2), and Lifestyle (X3) had a positive and significant effect on Financial Behavior (Y) in the Millennial Generation in South Jakarta. Based on the results of this study, it is hoped that the millennial generation can maintain and improve financial literacy and a good lifestyle so that their financial behavior will continue to improve.

show abstract

“…Penelitian ini selaras dengan penelitian yang dilakukan ileh (Ritakumalasari & Susanti, 2021) yang menyatakan bahwa gaya hidup memiliki pengaruh yang simultan atas perilaku keuangan.…”

Section: Pengaruh Gaya Hidup Terhadap Perilaku Keuanganunclassified

Pengaruh Literasi Keuangan, Inklusi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Pada Generasi Milenial

Hs¹,

Lestari²

2022

MUDIMA

View full text Add to dashboard Cite

show abstract

“…Literasi keuangan adalah salah satu elemen yang harus ditingkatkan jika seseorang ingin mengelola uangnya secara efisien dengan cara yang sehat dan bijaksana. (Amanah et al, 2016;Atikah & Kurniawan, 2020;Hoang et al, 2015;Selcuk, 2015), sikap keuangan (Amanah et al, 2016;Hoang et al, 2015), locus of control (Rita kumalasari & Susanti, 2021;Atikah & kurniawan, 2020;Amanah et al, 2016;Hoang et al, 2015).dan perilaku pengelolaan keuangan ( Ritakumalasari & Susanti, 2021;Atikah & kurniawan, 2020;Amanah et al, 2016;Hoang et al, 2015).…”

Section: Pendahuluanunclassified

“…Studi ini mendukung temuan Aliffarizani (2015) dan N Dewi & R Rusdarti (2017), yang mengklaim bahwa kurangnya pengetahuan keuangan berdampak negatif pada cara orang menangani uang mereka. Penelitian ini, di sisi lain, bertentangan dengan temuan Amelia et al (2020); Atikah & Kurniawan (2020); Putri & Tasman (2019); Ritakumalasari & Susanti (2021), yang semuanya menunjukkan bahwa pengetahuan keuangan meningkatkan pengelolaan uang.…”

Section: Pengaruh Literasi Keuangan (X1) Pada Perilaku Pengelolaan Ke...unclassified

“…Karena pengaruh positif tersebut, tampak bahwa locus of control berbanding lurus dengan kegiatan pengelolaan keuangan. Temuan penelitian ini mendukung teori yang dikemukakan oleh Atikah & Kurniawan (2020) dan Ritakumalasari & Susanti (2021) yang menyatakan bahwa feeling of locus of Leni Ayu Wardani, Dhiah Fitrayati (2022). Fair Value : Jurnal Ilmiah Akuntansi dan Keuangan.…”

Section: Pengaruh Locus Of Control (X3) Pada Perilaku Pengelolaan Keu...unclassified

See 1 more Smart Citation

Pengaruh literasi keuangan dan sikap keuangan terhadap perilaku pengelolaan keuangan dengan locus of control sebagai variabel intervening

Wardani

Fitrayati

2022

View full text Add to dashboard Cite

The purpose of this study was to determine the direct and indirect effects of financial literacy and financial attitudes on how people handle their money, with locus of control functioning as an intervening variable. Students majoring in economic education at the State University of Surabaya in 2018 are the sample population. The Slovin formula was used to estimate the exact sample size to be collected, with a margin of error of 5%. The non-probability approach is mixed with the purposive sampling method in the sampling method. In this investigation, 155 different samples were used for analysis. During the data processing procedure, WarPLS equation type 7.0 was used for structural modeling. Financial literacy does not have an instant effect on a person's sense of control over their life, according to the conclusions of the observational discussion. The degree to which a person is financially literate has little bearing on how they handle their money. Financial attitudes have a direct impact on locus of control. People's attitudes towards money have a direct impact on how they manage their finances. Locus of control has a considerable impact on financial management behavior. While the direct influence of the two components, including financial literacy, has no effect on locus of control behavior in financial management, the indirect effect of this component does. Financial attitudes are influenced by where people position their locus of power, which has an indirect effect on how they manage their money

show abstract

“…Berdasarkan penelitian disimpulkan bahwa locus of control berpengaruh secara signifikan terhadap financial management behavior. Hasil penelitian berpengaruh ini sejalan dengan penelitian (Ritakumalasari & Susanti, 2021) yang dalam penelitian menyimpulkan bahwa locus of control berpengaruh terhadap perilaku keuangan mahasiswa. Menurut Afriani & Kartika (2021) yang menunjukkan bahwa locus of control berpengaruh terhadap financial management behavior.…”

Section: Pengaruh Locus Of Control Terhadap Financial Management Beha...unclassified

Pengaruh Perilaku Pengelolaan Keuangan terhadap Penerima Kartu Indonesia Pintar pada Mahasiswa UPN ”Veteran” Jawa Timur

Mariana

Purwanto²,

Wikartika³

2022

JIUBJ

View full text Add to dashboard Cite

Students as the young generation must understand managing finances wisely as a prosperous financial growth and development in the present and in the future. Financial management behavior as a measure of student success in dealing with their finances. This study aims to determine the effect of financial knowledge, financial attitude, and locus of control on financial management behavior. The population for this study were students who received the Indonesian Smart College Card (KIP-K) UPN "Veteran" East Java. The technique of determining the sample using random sampling method obtained 93 respondents using the Slovin formula. The study used primary data generated from the results of the questionnaire. The research used Partial Least Square (PLS) analysis technique. The research shows that there is a significanat positive effect of financial knowledge, financial attitude, and locus of control on financial management behavior. Students with high financial knowledge, financial attitude, and locus of control can make high and directed financial management behavior.

show abstract

Literasi Keuangan, Gaya Hidup, Locus of Control, Dan Parental Income Terhadap Perilaku Keuangan Mahasiswa

Cited by 17 publications

References 5 publications

Pengaruh Literasi Keuangan, Inklusi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Pada Generasi Milenial

Pengaruh Literasi Keuangan, Inklusi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Pada Generasi Milenial

Pengaruh literasi keuangan dan sikap keuangan terhadap perilaku pengelolaan keuangan dengan locus of control sebagai variabel intervening

Pengaruh Perilaku Pengelolaan Keuangan terhadap Penerima Kartu Indonesia Pintar pada Mahasiswa UPN ”Veteran” Jawa Timur

Contact Info

Product

Resources

About