“…Stated operationally, the critical element may not so much be the legal category involved as the perception of the occupant of his security in relation to the investment contemplated' ' (1978, p. 111). In sum, what is important for the process of housing improvement, according to this perspective, is not legal title but rather some sense of perceived tenure security (Aristizabal & Ortı´z Gó mez, 2004;Broegaard, 2005;Caldero´n, 2004;Ferguson & Navarrete, 2003;Gilbert 2002Gilbert , 1994Gilbert & Ward, 1985;Karst, 1971;Payne, 2002Payne, , 2001Razzaz, 1993Razzaz, , 1994De Souza, 1999Turner, 1976Turner, , 1972Varley, 1987).…”