“…Founded on July 5, 1946 by Mr. Raden Mas Margono Djojohadikoesoemo, BNI makes service excellence one of its visions, which reads to be a financial institution that excels in service and sustainable performance. Currently, the status of the customer queue at Bank BNI is quite dense, since Bank BNI is one of the distributors of social assistance that the state provides to those in need (Fadhilah et al, 2020;Rombe, 2020). In addition, many state institutions use Bank BNI as a channel for paying salaries and performance bonuses.…”