Karakteristik Dewan Pengawas Sebagai Determinan Kinerja Sosial Bank Syariah

Abstract

Karakteristik Dewan Pengawas sebagai Determinan Kinerja Sosial Bank Syariah. Penelitian ini mencoba untuk menguji sejumlah karakteristik dewan pengawas dan pengaruhnya pada aspek kinerja sosial bank Syariah di Indonesia. Analisis regresi model random effect dipilih sebagai metode dengan Bank Umum Syariah 2012-2017 sebagai sampel. Penelitian ini menemukan bahwa keahlian keuangan dan frekuensi rapat mampu memacu kinerja sosial bank syariah. Hal ini terjadi karena kompetensi wajib dewan pengawas adalah bidang keuangan. Selain itu, indikasi koordinasi dan pengawasan kerja diukur dari intensitas rapat. Oleh karena itu, bank syariah perlu memperhatikan kompetensi dan kapabilitas perekrutan dewan pengawas.

Abu Zahrah’s Maqasid Sharia Model as a Performance Measurement System

“…With "just wages", will minimize gaps be tween employees and surely increasing their prosperity. Dewindaru et al (2019) confirm that Islamic banks should hold the concept of a reasonable profit, just price, just wage and the welfare of society as main objectives. A consistent result is shown in multi ple regression analysis in which fairness and education simultaneously are examined its effect on public welfare.…”

Can the characteristics of the sharia supervisory board increase the trust of sharia bank customers?

“…However, the results obtained are contradictory to the research by Firdaus (2017) and Alsartawi (2019) which concluded that the number of members has no impact on the performance of Islamic banks and recommends a more minimalist number of board members. This difference may occur given that most SSB members of Islamic banks in Indonesia are generally at a poor performance level, mainly due to the low fulfillment of the ideal characteristics of SSB such as the number of members, doctoral education, financial expertise, and the frequency of meetings as well as the presence of multi-task rule violation (Dewindaru et al, 2019). In addition, a smaller number of independent members will contribute to solving the problem of information asymmetry (Alsartawi, 2019).…”

“…The influence of SSB on public trust can also be found in the phenomenon of the excessive practice of multi-service SSB for Islamic banks in Indonesia. Study of Dewindaru et al (2019) found many cases of concurrent positions exceeding the maximum limit as that of suggested by POJK No. 30/POJK.05/2014, which shows a tendency for national Sharia banks to have SSB members from individual profiles who have experience holding many positions as members of Sharia banking SSB or individuals who are well known to the public.…”

“…In addition, the performance of SSB is also in the spotlight because it is considered not to have really carried out effective supervision. The effectiveness of SSB performance in Islamic banking in Indonesia, which is generally at the level of poor performance, is mainly due to the low compliance with the basic characteristics of SSB such as the number of Dini Dewindaru, Ermina Sari JIAFR | 70 members, doctoral education, financial expertise, and the frequency of meetings or violations of the capacity of concurrent positions carried out by the SSB members at national Islamic banks (Dewindaru et al, 2019).…”

How Is the Real Sector Index Used for Pricing?

“…Based on the framework and explanation of the criteria and sub-criteria above, then in principle, the findings of seven elements in the implementation of the real sector index are in line with the results of research on governance that must be applied in Islamic banks to increase public confidence. The results of the study stated that Islamic governance performance and public trust of Islamic banks need to be improved (Dewindaru et al, 2019). Islamic Corporate Governance is the most important point to reduce fraud, speculation, insider trading, and other moral hazards (Alzahrani, 2019).…”