Islamic Banks’ Financing and Employment Generation: The Case of Punjab, Pakistan

Giyahi, Yasaman; Varnamkhasti, Vahid Khashei

doi:10.26501/jibm/2019.0902-014

Cited by 2 publications

(2 citation statements)

References 14 publications

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“…These certifications are easy to find due to the likelihood of adulteration in foods of this type (Salman & Siddiqui, 2014). Giyahi and Khashei Varnamkhasti's (2019) studies with Iranian consumers showed that an effective branding strategy for HP is necessary.…”

Section: Literature Reviewmentioning

confidence: 99%

What Factors Determine the Purchase Intention of H. alal ¯ Products by Porto-Muslim Consumers?

Ahmad¹,

Silva²,

Duarte³

et al. 2021

J. Islam. bus. manag.

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Purpose: This article aims to identify and discuss the drawbacks faced by Muslim consumers to consume h. al¯al products when living in cities where they are a minority group. For this study, we considered the Muslim population living in Porto, Portugal. This study also aims to understand the attributes of the Muslim consumer that drive the purchase intention of h. al¯al products. Methodology: A survey was carried out to understand the problems and the opportunities of the Muslim Community living in Porto and analyze the drivers that motivate them to buy h.al¯al Products. The sample consisted of 173 valid responses. The research applied the theory of planned behavior as a theoretical framework. Findings: The results of the multiple regression analysis indicate that the subjective norm has a positive and significant influence on the intention to purchase h.al¯al food among Muslims living in Porto. Furthermore, there is evidence of a lack of adequate supply of h. al¯al-certified products in Porto. Significance: There are few studies about the consumption habits of Muslim consumers in cities where they are a minority group, where access to h. al¯al products is limited. This study aims to contribute to this discussion. Limitations: As the objective of this research was to identify and discuss the drawbacks faced by consumers in a minority group, the sample size in this study is small. Therefore, the generalization of the findings is limited. Our results showcase the relevance of subjective norm on purchase intention, even in conditions where the supply of h. al¯al foods is limited. Practical Implication: Our results indicate that the supply of h. al¯al products is limited in Porto, Portugal, and Muslim consumers’ demand for such products is still unmet, allowing companies to invest in targeting this market.

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Section: Literature Reviewmentioning

confidence: 99%

What Factors Determine the Purchase Intention of H. alal ¯ Products by Porto-Muslim Consumers?

Ahmad¹,

Silva²,

Duarte³

et al. 2021

J. Islam. bus. manag.

View full text Add to dashboard Cite

show abstract

“…Awareness of running a business and business actors who have access to Islamic financial institutions must provide more comprehensive benefits in the long term for micro-scale businesses with larger business volumes and have implications for the additional workforce (Benbekhti et al, 2021). In other experiences, it has the potential, and at a macro level, to support establishing Islamic microfinance institutions that provide easy, cheap and affordable access to financing and impact job creation (Malik & Ashraf, 2019).…”

Section: Introductionmentioning

confidence: 99%

The Strategy of Micro Waqf Banks for Job Creation on Micro-Scale Enterprises in Indonesia

Fauzi¹,

Haji-Othman²,

Pakkanna³

2023

IJARBSS

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Indonesia is a Muslim-majority country with a middle-high level of economic growth supported by micro-scale enterprises. The initiative of the financial services authority to establish and supervise micro waqf banks aimed at channelling micro business financing originating from Islamic social finance is expected to open up business and employment opportunities. This research is essential to ensure micro waqf bank customers develop businesses that require new job creation due to financing their businesses managing. Research contribution for micro waqf banks uses the job creation strategy by developing micro-scale enterprises. The difference in this study regarding the previous micro waqf bank is a job creation strategy for customers in micro-scale enterprises. The research aims to determine the strategy of micro waqf banks for job creation in micro-scale enterprises in Banten Province, Indonesia. The research method uses qualitative and quantitative with a descriptive approach. Primary data sources were obtained from managers and heads of weekly halaqah (halmi) micro waqf banks with interviews by purposive sampling and secondary data from the literature. In contrast, data analysis used the Strength, Weakness, Opportunity, and Threat (SWOT) technique analysis. Research has found that increasing new customers for micro waqf banks is accompanied by an increase in business financing every year, so there is potential for developing new businesses and the need for additional workers in the informal sector. The SWOT analysis calculations show the Internal Factor Evaluation (IFE) score of 1.725 strengths and 1.530 weaknesses during the External Factor Evaluation (EFE) score of 2.213 opportunities and 1.244 threats. Hence, utilising Strength and Opportunity (SO) is the strategic priority. The research implications use the strengths and opportunities that bind to micro waqf banks for job-creating opportunities.

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Islamic Banks’ Financing and Employment Generation: The Case of Punjab, Pakistan

Cited by 2 publications

References 14 publications

What Factors Determine the Purchase Intention of H. alal ¯ Products by Porto-Muslim Consumers?

What Factors Determine the Purchase Intention of H. alal ¯ Products by Porto-Muslim Consumers?

The Strategy of Micro Waqf Banks for Job Creation on Micro-Scale Enterprises in Indonesia

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