“…Psychological factors (e.g., bounded rationality, optimistic bias, mental resource availability, framing, context, habits, psychological distance, etc.) may also influence the choices (Cho et al, 2010 [Singapore]; Acquisti et al, 2013; Dinev et al, 2015; Quinn, 2016; Acquisti et al, 2017; Hallam and Zanella 2017 [mostly students]; Veltri & Ivchenko, 2017 [UK]; Bandara et al, 2018; Becker et al, 2019; Bandara et al, 2020 [Australia]; Ackermann et al, 2022). Another problem with privacy calculus is that both mood and emotion influence information disclosures (Li et al, 2008; Braunstein et al, 2011; Kehr et al, 2015 [US and Switzerland]; Li et al, 2017 [students]; Alashoor et al In press).…”