İran Bankacılık Sistemi Üzerine Bir Araştırma: Sorunlar ve Çözüm Önerileri

Abstract

Iran is one of the two countries that have full-fledged Islamic banking in their banking systems. Although there are many criticisms about the operation of the Islamic system in Iran, this country has the greatest proportion of Islamic banking assets in the global Islamic financial system. Islamic banking in Iran, as one of the milestones of the reorganization of Iranian society after the Iranian Revolution, continues its operation by the contracts which take their roots from the economic and social factors. The banking system in Iran contains commercial state banks, specialized state banks, qard al-hassan banks, and private banks. In addition to contributing to economic development by supporting economic activities, the banking system also supports the strategies of income distribution equality. Some portion of the banking sources in Iran is used to support individuals who are below adequate income level. In this study, the performance of the Islamic banking system in Iran will be analyzed. The study consists of three parts. In the first part, the historical development of Islamic finance and Islamic banking and in the second part, the current situation of the Iranian banking sector will be discussed. In the last part, challenges related to the local economic problems as well as the sanctions initiated by the US, other countries, and organizations will be explained. Besides, some policy recommendations to improve the performance of Islamic banking in Iran will be put forth.

Bilim İletişiminde Gazeteler: Bilim ve Teknoloji Haberleri Üzerine Bir İçerik Analizi

“…According to Öztekin and Şahin (2020), a good roadmap is needed in science journalism, as exaggerated inflated claims, scientific abuses, ethical violations, conflicts of interest can destroy scientific realities. Erdoğan's (2007) study also reveals that there are hardly any professional science reporters in the media. Therefore, it has recently emerged that an increasing portion of science news published in Switzerland is based on press releases provided by the university (Vogler and Schäfer, 2020).…”

“…Mass media, especially newspapers, are important social institutions in a link with the country's cultural, economic, and political state. Gathering and evaluating information about these institutions, integrating them into theoretical structures, and understanding the nature of these institutions through theoretical explanations are very important in academic terms (Erdoğan, 2007). Over the years, it has been observed that science and scientific research have an increasing impact, both directly and indirectly, on public life.…”