Investment Decisions Of Investors Based On Generation Groups

Baihaqqy, Mochammad Rizaldy Insan; Sugiyanto, .

doi:10.32670/coopetition.v11i3.136

Cited by 4 publications

(2 citation statements)

References 1 publication

(1 reference statement)

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“…There are two methods of providing credit: individual and group approaches. Financing with an individual approach is currently practiced by banks in general (Baihaqqy & Sugiyanto, 2020). The group approach will be effective if the following things are conducted.…”

Section: Concept Of Group Financingmentioning

confidence: 99%

Evaluation of Low Attendance of Members During Weekly Group Meetings at Permodalan Nasional Madani (Pnm) Mekaar Solo

Seno

2023

Utsaha

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This research evaluated the low attendance of members during weekly group meetings at Permodalan Nasional Madani (PNM) Mekaar in Solo. This research aims to determine the factors that inhibit group members from attending weekly group meetings and identify policies taken by PNM Mekaar to ensure weekly group meetings stay active. Purposive sampling was used to select the research subjects, who must have joined PNM Mekaar at least since 2020, be registered as customers at PNM Mekaar, be registered as employees at PNM Mekaar for at least six months, and have agreed to participate in the research. Based on the findings, internal and external factors contributed to the problem of group members who had to attend weekly group meetings. These internal factors included less friendly account officers, no ceremonial weekly group meetings, weekly group meetings starting to focus solely on instalments, overworked account officers, new account officers still in training, high member turnover within three months, senior account officers and account officers not outlining key points of the cooperation agreement, and PT PNM Mekaar delegating the responsibility of customer education to the group leader. Meanwhile, other external factors, which include customers’ busy schedules and the laziness of some customers after years of paying instalments, prevent group members from attending weekly group meetings. PNM Mekaar's policy of delegating customer evaluation to its officers allows the weekly group meetings to operate as usual.

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Section: Concept Of Group Financingmentioning

confidence: 99%

Evaluation of Low Attendance of Members During Weekly Group Meetings at Permodalan Nasional Madani (Pnm) Mekaar Solo

Seno

2023

Utsaha

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“…According to [35] and [42], financial literacy is about knowledge or ability in managing personal finances and financial understanding of savings, insurance, and investment. [38] states that financial literacy is inseparable in one's life because it is a useful tool for making informed financial decisions.…”

Section: Financial Literacymentioning

confidence: 99%

The Moderating Influence of Financial Literacy on the Relationship of Financial Attitudes, Financial Self-Efficacy, and Credit Decision-Making Intensity

Djou

Lukiastuti

2021

jak

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This study aims to determine the role of financial literacy moderation on the relationship between financial attitudes and financial self-efficacy on the intensity of decision-making of the SMEs that are also the customers of KUR BNI in Ende Regency amidst the COVID-19 pandemic situation. The objects of this research are all owners of large and retail trade SMEs, car and motorcycle repairs in Ende Regency (58 SMEs). The data analysis techniques used in this research is the Moderated Regression Analysis (MRA). The results are: (1) financial attitudes has positive influence on the credit decision-making intensity on SMEs, (2) financial self-efficacy has positive influence on the credit decision-making intensity of SMEs, (3) there is a moderation impact of financial literacy on the relationship between financial attitudes and credit decision making intensity for SMEs, and (4) financial literacy is able to moderate the relationship between self-efficacy and credit decision making intensity for SMEs.

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Factors influencing the behavior of young investors’ investment decisions: The emerging market analysis

Farida,

Matin,

Suyono

et al. 2023

CBSR

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The objective of this study is to examine the impact of financial literacy, locus of control, and technological advancement on the investment behavior of young investors when making decisions in the Purwokerto City of Indonesia Stock Investors group members. This study employs a quantitative methodology and questionnaire-based data collection techniques. Using a technique of purposive sampling on the population of 272 members of the Purwokerto City of Indonesia Stock Investors group, the sample for this study consisted of 105 individuals. The findings of statistical analysis of data utilizing multiple linear regressions show that financial literacy has a positive effect on investment decisions, locus of control has no effect on investment decisions, and technological advancement has a positive effect on investment decisions. With limitations such as the population only from one city of Indonesia, i.e., Purwokerto, this study contributes to advancing knowledge, particularly in financial accounting research, more specifically to evaluate factors affecting behavioral young investors in investment decision-making. Therefore, it is expected to benefit future research on a similar topic.

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Investment Decisions Of Investors Based On Generation Groups

Cited by 4 publications

References 1 publication

Evaluation of Low Attendance of Members During Weekly Group Meetings at Permodalan Nasional Madani (Pnm) Mekaar Solo

Evaluation of Low Attendance of Members During Weekly Group Meetings at Permodalan Nasional Madani (Pnm) Mekaar Solo

The Moderating Influence of Financial Literacy on the Relationship of Financial Attitudes, Financial Self-Efficacy, and Credit Decision-Making Intensity

Factors influencing the behavior of young investors’ investment decisions: The emerging market analysis

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