Investigating the level of financial literacy of university students

Felipe, Israel José dos Santos; Ceribeli, Harrison Bachion; Lana, Tulio Queiroz

doi:10.18593/race.v16i3.13458

Cited by 13 publications

(9 citation statements)

References 27 publications

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“…These findings are following the findings of Potrich, Vieira and Mendes-Da-Silva (2016) who found the same evidence among undergraduate students in southern Brazil. When it comes to the impact of financial knowledge and financial attitudes on the financial behaviour of undergraduate students, similar results have been reported by Felipe, Ceribeli and Lana (2017) who found a positive effect only of financial attitude on the financial behaviour of an individual. However, the impact of financial knowledge was not statistically significant in this case.…”

Section: Discussionsupporting

confidence: 83%

“…According to Cucinelli, Trivellato and Zenga (2019) individuals may show different financial attitudes and financial knowledge as a result of regional, social and economic characteristics. Evidence of the effect of financial knowledge and attitude on financial behaviour can be found in the recent literature (Atkinson & Messy (2012), Potrich, Vieira, & Mendes-Da-Silva (2016), Felipe, Ceribeli, & Lana (2017), Hayhoe et al (2005), Amagir, Wilschut & Groot (2018) etc. ).…”

Section: Financial Knowledge Financial Attitudes and Financial Behaviourmentioning

confidence: 91%

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Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

Okičić

Jukan

Herić

2021

IJFR

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The purpose of this research is to provide some insights into financial literacy among undergraduate students focusing primarily on the relationship between financial knowledge, financial attitudes and financial behavior and on possible gender and financial education gap in financial literacy. Using the purposive sampling technique, data collection was carried out from April to June 2020, yielding a sample of 1,046 valid responses. To gain a better understanding of the relationship between financial behaviour, financial attitudes and financial knowledge, we, primarily, use exploratory factor analysis and multiple regression model. The research findings have revealed several important issues. First, findings have suggested that financial knowledge, financial attitudes and gender may be considered as an antecedent of the financial behaviour of undergraduate students. Second, findings have also suggested a statistically - significant difference between the financial literacy of undergraduate students concerning their exposure to formal financial education.

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Section: Discussionsupporting

confidence: 83%

Section: Financial Knowledge Financial Attitudes and Financial Behaviourmentioning

confidence: 91%

Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

Okičić

Jukan

Herić

2021

IJFR

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“…With increased financial understanding, SMEs are in better position to plan their business finances in the long run. The quality of financial decisions relies heavily on knowledge, behaviour and attitude (Felipe, Ceribeli, & Lana, 2017).…”

Section: Literature Reviewmentioning

confidence: 99%

Financial Literacy: The Impact on the Profitability of the SMEs in Kuching

Rahim

Balan

2021

IJBS

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This study aims at investigating the financial knowledge, financial behaviour and the attitude towards finance amongst on small medium entrepreneurs (SMEs) in Kuching. More specifically on how these powerful factors affect the profitability on fast growing business enterprises in largest city in the Borneo Island over the last decade. The research takes a descriptive approach fitting its underlying pursue and draws interesting conclusions with over 75% response rate. Analysis of the data collected clearly reveals that the knowledge of finance in general relates significantly stronger to the bottom line of these business entities relative to the owners’ financial attitude and their ensuing behaviour towards financial decision making. Therefore, small medium entrepreneurs are highly recommended to participate in financial education on a regular basis to keep them well informed and equipped with the latest ways of managing the finances of their businesses to ensurebetter financial planning, execution and monitoring of enterprises that inevitably will lead to increased and sustainable earnings.

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“…Global and keen competition can narrow the profits of the company. In response to this, there is a need for information about company finances in making decisions in a timely, clear, and accurate manner [2].…”

Section: Introductionmentioning

confidence: 99%

Company financial performance improvement through financial literacy and intellectual capital perspective

Mollah¹,

Suhartini²,

M³

et al. 2021

JASMET

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CV. Sarindofood is one of the companies engaged in manufacturing snacks, one of which is a type of Tost and Stick products made from raw materials for industrial corn. CV. Sarindofood uses considerable capital resources, so it needs analysis, especially in the financial sector. This study aims to determine the effect of intellectual capital on corporate financial performance, financial literacy as an understanding of finance. The independent variables used in this study are human capital, structural capital, value-added capital employed, intellectual capital (VAIC). In contrast, the dependent variables include the performance of ROA, ROI, and ROE. The data in this study are the company's financial statement data CV. Sarindofood consists of a balance sheet report and cash flow for five years from 2019 to 2018. The method used in this study uses Multiple Linear Regression, VAIC, and partial t-test, and a simultaneous F-test is used as analysis tools to see each variable's effect. The results of this study indicate that Capital Employee partially has a significant impact on financial performance. Human capital partly has a significant and positive impact on financial performance. Structural capital partially has a significant and positive effect on financial performance. Whereas the value of the results simultaneously shows that the influence of Intellectual Capital on ROA has a significant effect of 60%, Intellectual Capital on RO1 has a significant effect of 69%, and Intellectual Capital on ROE has a significant effect of 55%.

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Investigating the level of financial literacy of university students

Abstract: Considering that the quality of financial decisions taken by individuals depends on their financial knowledge, abilities and attitudes, it is possible to

Cited by 13 publications

References 27 publications

Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

Financial Literacy: The Impact on the Profitability of the SMEs in Kuching

Company financial performance improvement through financial literacy and intellectual capital perspective

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