Introduction

Coffman, D’Maris; Lorandini, Cinzia; Lorenzini, Marcella

doi:10.1007/978-3-319-58493-5_1

Financing in Europe 2018

DOI: 10.1007/978-3-319-58493-5_1

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Introduction

D’Maris Coffman¹,

Cinzia Lorandini²,

Marcella Lorenzini³

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2020

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“…Nevertheless, this is not the only definition of this concept. For example, Coffman et al (2018, p. 2) considered that «informal credit refers to transactions that are not intermediated by operators specialized in matching demand and supply, namely professionals whose specialization was other than this, like for instance notaries, scriveners, merchants and even religious institutions». Following this definition, notarial credit would not be formal, but informal.…”

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How Well Were Creditors’ Rights Protected in Early Modern Spain? The Case of the Public Mortgage Registry in Malaga

Peña-Mir

2020

RHE / JILAEH

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New Institutional Economics treats early modern Spain as an example of a state whose political and contracting institutions hindered economic growth. However, the assumption that Spanish political institutions were predatory in this respect has been called into question. This paper challenges the idea that Spain was unable to develop sufficiently good contracting institutions, of which we know relatively little. Using data from Malaga's notarial credit market, I show that legal institutions facilitated contractual compliance in private financial transactions. Specifically, public mortgage registries, which had improved the registration of properties used as collateral since their creation in 1768, favoured the subscription of larger contracts. Furthermore, results suggest that registries could have contributed to the development of a more impersonal credit market.

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How Well Were Creditors’ Rights Protected in Early Modern Spain? The Case of the Public Mortgage Registry in Malaga

Peña-Mir

2020

RHE / JILAEH

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Introduction

Cited by 1 publication

References 7 publications

How Well Were Creditors’ Rights Protected in Early Modern Spain? The Case of the Public Mortgage Registry in Malaga

How Well Were Creditors’ Rights Protected in Early Modern Spain? The Case of the Public Mortgage Registry in Malaga

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