Intention to Use Mobile Payment System: A Case of Developing Market by Ethnicity

Ting, Hiram; Yacob, Yusman; Liew, Lona; Lau, Wee Ming

doi:10.1016/j.sbspro.2016.05.390

Cited by 85 publications

(82 citation statements)

References 33 publications

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“…In fact, the impact of social pressure as represented by subjective norm is not uncommon in the field of consumer behavior. The finding of the current study is consistent to findings from several studies related to mobile payment acceptance (Liébana-Cabanillas et al 2017;Ting et al 2016). In terms of QR mobile payment, this finding provides support to a similar result obtained by Liébana-Cabanillas et al (2015).…”

Section: Discussionsupporting

confidence: 92%

“…Liébana-Cabanillas et al (2017) found subjective norm to be a significant predictor to consumers' intention to use mobile payment. Similar results have also been obtained by other studies in mobile payment adoption (Ting et al 2016). In a QR mobile payment adoption study conducted in Spain, Liébana-Cabanillas et al (2015) also found the relationship between the two constructs to be significant.…”

Section: Subjective Normsupporting

confidence: 86%

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Factors Influencing Malaysian Consumers’ Intention to Use Quick Response (QR) Mobile Payment

2019

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In the past decade, conventional payment methods of using cash is progressively replaced with electronic payments. Recently, QR mobile payment begins to receive more attention from many countries including Malaysia. Nevertheless, QR mobile payment is a relatively green area in which very limited literature exists on this subject matter pertaining to consumer acceptance and characteristics of adopter segments of this technology. Therefore, by applying the Technology Acceptance Model (TAM) as the main theoretical framework, the aim of the present study is to investigate the factors influencing intention to use QR mobile payment in Malaysia. Self-administered questionnaires were distributed which resulted in 485 complete responses. Perceived usefulness, personal innovativeness, perceived ease of use, subjective norm, and perceived security were found to be significant in determining intention to use QR mobile payment among Malaysian consumers. ABSTRAKPada dekad yang lalu, kaedah pembayaran konvensional yang menggunakan wang tunai secara beransur-ansur digantikan dengan pembayaran elektronik. Baru-baru ini, pembayaran mudah alih 'Quick Response' (QR) mula mendapat perhatian lebih banyak dari banyak negara termasuk Malaysia. Walau bagaimanapun, pembayaran mudah alih QR adalah bidang yang masih baharu memandangkan hanya terdapat literature yang terhad berkaitan penerimaan pengguna dan ciri-ciri segmen pengguna teknologi ini. Oleh itu, dengan menggunakan Model Penerimaan Teknologi (TAM) sebagai kerangka teori utama, matlamat kajian ini adalah untuk mengkaji faktor-faktor yang mempengaruhi niat/keinginan untuk menggunakan pembayaran mudah alih QR di Malaysia. Borang soal selidik telah diedar dan dilengkapkan oleh 485 responden. Tanggapan kebergunaan, inovasi diri, tanggapan mudah digunakan, norma subjektif, dan tanggapan keselamatan didapati penting dalam menentukan keinginan untuk menggunakan pembayaran mudah alih QR dalam kalangan pengguna Malaysia.Kata kunci: Keinginan menggunakan; pembayaran mudah alih 'Quick Response' (QR); model penerimaan teknologi

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Section: Discussionsupporting

confidence: 92%

Section: Subjective Normsupporting

confidence: 86%

Factors Influencing Malaysian Consumers’ Intention to Use Quick Response (QR) Mobile Payment

2019

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“…The openness necessity is by and large ignored through security designers whose point is to make the framework as secure as could be expected under the circumstances. Hu et al [34], Wang and Varadharajan [32], Wang et al [38], [39], Kim et al [24], Ismaili et al [33], Lomte et al [30], Wu et al [56] and Ting et al [37]proposed secure mobile micropayments for e-payment system. However, the performance of security requirements, modules and threads need to be improved by secure authentication and high strength encryption scheme which could be blocked security issues.…”

Section: Resultsmentioning

confidence: 99%

“…Ting et al [37]investigated the effects of subjective norm, attitude with perceived behavioral control on intention by mobile payment system amongst Chinese and Malays in Malaysia, through the use of underlying based planned behavior theory. They collected and tested the data by independent sample t-test with multiple linear regressions in SPSS.…”

Section: Mwafise and Stapletonmentioning

confidence: 99%

A Review of Secure Authentication based e-Payment Protocol

Ratnakanth¹

2017

ijacsa

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Abstract-The growth of e-commerce platform is increasing rapidly and possesses a higher level of hazard compared to standard applications as well as it requires a more prominent level of safety.Additionally, the transaction and their data about clients are enormously sensitive, security production and privacy is exceptionally crucial. Consequently, the confirmation is generally vital towards security necessities as well as prevents the data from stolen and unauthorized person over the transaction of e-payment. At the same time, privacy strategies are essential to address the client data security. Because of this, the data protection and security ought to be viewed as a central part of ebusiness framework plan. Particularly enormous consideration is given to cash exchanges assurance. In the past decades, various methods were created to permit secure cash transaction using epayment frameworks. This study will review and discuss the epayment scheme. It uses various encryption algorithms and methods to accomplish data integrity, privacy, non-repudiation and authentication.

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“…Users Pakistan E-banking service (Chaouali & El Hedhli, 2019;Chauhan et al, 2019) saw demographic characteristics (Chawla & Joshi, 2017, 2018, subjective norm (Ting et al, 2016), word of mouth impact (Mehrad & Mohammadi, 2016), electronic service (Ayo et al, 2016),etc.…”

mentioning

confidence: 99%

An Empirical Investigation of E-Banking in the Kurdistan Region of Iraq: The Moderating Effect of Attitude

Hamakhan

2020

E-Finanse

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JEL classification: G210The banking industry is one of the most important industries in developing countries, thus it plays a major role in the financial industry. Moreover, e-banking has simplified financial transactions. This study investigates the effect of individual factors on user behaviour and the moderating effect of attitude on the relationship between individual factors and user behaviour based on the Unified Theory of Acceptance and Use of Technology. A model suggests a second-order components research framework that improves current explanations of electronic banking channel services acceptance and sheds light on the role of attitude on the acceptance of electronic banking channel services which is the most important key concern. Data were collected using an online questionnaire with 476 valid responses from academic staff who work at the University of Sulaimani; the model has been tested using the Partial Least Squares-Structural Equation Modeling approach. The results show that individual factors have a positive effect on user behaviour and also show that attitude has a negative effect on the relationship between individual factors and user behaviour as a moderator.

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Intention to Use Mobile Payment System: A Case of Developing Market by Ethnicity

Cited by 85 publications

References 33 publications

Factors Influencing Malaysian Consumers’ Intention to Use Quick Response (QR) Mobile Payment

Factors Influencing Malaysian Consumers’ Intention to Use Quick Response (QR) Mobile Payment

A Review of Secure Authentication based e-Payment Protocol

An Empirical Investigation of E-Banking in the Kurdistan Region of Iraq: The Moderating Effect of Attitude

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