“…According to Ruiz (1993), financial barriers are found to limit ethnic and racial minorities to access to care. U.S. Census data from 1999, for example, illustrate that Latinos comprised 35.3% of uninsured people compared with non-Latino White persons, who accounted for 11.9% of uninsured people (Meadows, 1999). Carillo, Trevino, Betancourt, and Coustasse (2001) report that almost 9 million out of the 11 million Hispanics are in families where at least one person works, with this proportion being similar to other groups.…”