Integrating Blockchain for Health Insurance in Indonesia with Hash Authentication

Abstract

The use of blockchain has received great attention in its adoption as a financial instrument in cryptocurrencies. This phenomenon needs to be considered in the sense not only as a form of financial transactions but also in other fields such as health, which is also a challenge for modern society. In addition, several government policies have also supported the provision of health services as a form of improving people’s living standards in the form of insurance. In this study, we try to design the system by using UML diagram and simulate the use of DApps offered by the Vexanium Ecosystem. For example, three basic activities between patients, doctors, and insurance will be simulated in the form of the transaction ledger. This method allows us to speed up the authentication process that previously needed to be performed for a long time with bureaucracy becoming the rule in smart contracts in a matter of minutes. The evaluation of this method will then be compared with eight existing blockchain projects. The result in healthcare processes is cost savings through increased automation, speed, standardization, and efficiency. All of this can be a preliminary analysis of its application in Indonesia, particularly related to the authentication and recording of medical records.

A Framework for Platform-Agnostic Blockchain and IoT Based Insurance System

“…Quantitative study of effects of pooling in the context of blockchain mining in pools [28] Proposing a novel medical insurance claim scheme based on smart contracts, blockchain and zero-knowledge proof for ensuring the privacy and authenticity of patients' medical data in the medical insurance claim process Zero-knowledge proof technology used to ensure the privacy and authenticity of patients' medical data in the medical insurance claim process [29] Designing a system by using UML diagram and simulating the use of DApps offered by the Vexanium Ecosystem to integrate blockchain for health insurance in Indonesia with hash authentication UML diagram and DApps used to integrate blockchain for health insurance in Indonesia with hash authentication [19] Analysing how blockchain might reshape the insurance industry from an economic and business perspective and identifying challenges and enablers that specifically affect blockchain adoption within this industry through a Systematic Literature Review (SRL) SRL used to identify challenges and enablers affecting blockchain adoption within the insurance industry [30] Developing an Ethereum blockchain-based framework, ChainSure, to provide an automated, tamperproof, transparent, scalable system for healthcare insurance management Ethereum blockchain-based framework, ChainSure, used to provide an automated, tamperproof, transparent, scalable system for healthcare insurance management…”

Blockchain adoption in Healthcare: Models, Challenges, and Future Work

“…This resource thoroughly explores many applications and problems, making it a great asset for anybody interested in the wide range of opportunities to utilize BT in the healthcare industry. Sutanto et al [7] examined the incorporation of BT into the health insurance sector in Indonesia. The focus is mostly on using hash authentication to guarantee the security and genuineness of data in health insurance procedures.…”

“…Offers a comprehensive examination of current blockchain implementation in healthcare, exploring applications and challenges systematically. [7] BT into health insurance…”

“…Blockchain's fundamental advantages, such as 80 decentralization, transparency, and tamper-resistance, make it a potent instrument for tackling the intricacies of healthcare data administration [5]. Despite the growing interest in using BT in healthcare, there is still a lack of knowledge on the theoretical models and factors that may effectively explain this acceptance [6,7]. The healthcare sector is naturally complex, including a wide range of participants, confidential patient information, and strict regulatory obligations [8].…”

Transforming Healthcare: The Revolutionary Benefits of Cashless Healthcare Services

“…Healthcare providers that accept cashless payments mark a significant change from earlier payment methods that relied heavily on physical cash or lengthy payment procedures that are carried out during the procedure and after the consultation of the patients [ 5 ]. Instead, to streamline interactions between patients, healthcare facilities, and insurance providers, this revolutionary approach makes use of cutting-edge technologies, including mobile applications, digital wallets, and secure internet platforms [ 6 , 7 ]. This concept change, which embraces the digital era, aims to optimize the utilization of resources within the healthcare ecosystem and improve the overall patient experience [ 8 , 9 ].…”