Institutional poverty as one of the main threats to the digital economy

Skiter, Natalia N.; Ketko, Nataliya V.; Rogachev, Aleksey F.; Gushchina, Elena Gennadievna; Vitalyeva, Elena M.

doi:10.1108/ijssp-03-2020-0078

Cited by 8 publications

(7 citation statements)

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“…The increment effect of financial support and technological progress transit from high to low smoothly with the changes in government expenditure [28]. Digitizing government services and government cashless policies can help to promote digital financial inclusion in developing countries [29,30]. The rigid rules placed on digital finance have limited their ability and endangered commercial sustainability, thereby harming financial inclusion [31].…”

Section: Literature Reviewmentioning

confidence: 99%

Determinants and Mechanisms of Digital Financial Inclusion Development: Based on Urban-Rural Differences

Guang

Huang

2021

Agronomy

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The combination of digital finance and financial inclusion can better meet the needs of those who have little access to financial services. This paper investigated the differences in the determinants and mechanisms of digital financial inclusion development between urban and rural areas. The sample consists of 1607 counties in China from 2014 to 2019, and uses the fixed-effect model and panel threshold technique. The empirical results indicate that: (1) The industrial economy and governmental intervention are the common determinants of urban and rural digital financial inclusion development, in which the degree is different. At the same time, secondary education is only a determinant in rural areas. (2) Industrial upgrading and indirect finance play a mediating role in the determinants of digital financial inclusion, but indirect finance is only significant for urban areas. (3) There is a threshold effect in the financial development-digital financial inclusion relationship. Under different financial development levels, the determinants of urban and rural digital financial inclusion show the discrepancy. With the development of digital financial inclusion under the trend of promoting innovative digital finance in China, these findings are expected to enhance access to financial services in urban and rural areas for more inclusive and sustainable futures.

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Section: Literature Reviewmentioning

confidence: 99%

Determinants and Mechanisms of Digital Financial Inclusion Development: Based on Urban-Rural Differences

Guang

Huang

2021

Agronomy

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“…In this context, authors have been analyzed the connection between reducing inequality and the digital transformation of society. They also highlighted that there is much hope that government cashless policy can be a major part of promoting digital financial inclusion in developing countries (Skiter, 2020). According to the results provided by (Lashitew, 2019), estimations confirm the importance of the technological environment and the e-readiness level to accomplish effective knowledge management and communication.…”

Section: Introductionmentioning

confidence: 99%

Understanding the link between government cashless policy, digital financial services and socio-demographic characteristics in the MENA countries

Amari

Jarboui

2021

IJSSP

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PurposeTo help inform the debate over whether socio-demographic characteristics are related to the use of digital technologies, the authors investigated the effects of age, gender, education, income and being in the workforce on changes in using financial digital services using panel data collected in the MENA countries during 2017.Design/methodology/approachThis study aims to identify the impact of government policy on the determinants of financial inclusion and digital payment services in the MENA region. The authors use microdata from the 2017 Global Findex database on MENA countries to perform probit estimations. The paper focuses on the role of technology adoption by government authorities in extending financial inclusion and digital payment around different people.FindingsThe authors find that poorer people (and, by association, less educated people) and the young (but less so the elderly) are disproportionately excluded from the financial system. Results confirm that better collaboration between the government and the financial sector can help to develop digital financial inclusion through the technology adoption channels. The study confirms the significant impact of the government cashless policy in advancing financial inclusion in the MENA countries, with potentially wider applicability to other developed economies.Practical implicationsPolicies to advance mobile money innovations could stimulate financial inclusion by promoting digital transaction services. The role of government authorities is imperative to harness the beneficial and sustainable gains from digitizing remittances and transfers to promote a cashless economy.Originality/valueFinancial inclusion promotes equality through a broadening of the system and government cashless policy can be a major catalyst for greater financial inclusion. It helps in the overall economic development of the underprivileged population and contributes to poverty reduction.

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“…Second, research focusing on digital economy and rural revitalization. The digital economy has the characteristics of "benefiting the poor", increasing farmers' income by increasing self-employment, using financial technology to reshape the rural industrial structure, and assisting the development of rural industry revitalization [14] [15] [16] [17] [18]. Third, focus on research on digital economy and urbanrural integrated development.…”

Section: Introduction and Literature Reviewmentioning

confidence: 99%

Research on the Driving Effect of Digital Economy on the Modernization of Agriculture and Rural Development

Li,

Aumeboonsuke,

Zhao

2024

AJMSS

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To sort out the mechanism of the digital economy supporting the development of agricultural and rural modernization, the panel model is used to empirically analyze the impact and mechanism of the digital economy on the development of agricultural and rural modernization, using panel data of 30 Chinese provinces, autonomous regions, and municipalities from 2011 to 2020 as the research object. Research shows that the digital economy can positively promote the development of agricultural and rural modernization, that is, it has a significant driving effect; Heterogeneity analysis shows that there are regional differences in the driving effect of the digital economy on agriculture and rural areas, showing a development trend of "Northeast > East > Central > West"; Mechanism analysis shows that the level of economic development, the intensity of government support for agriculture, and the level of regional innovation are important paths for the digital economy to drive the development of agricultural and rural modernization. Further research found that the driving role of the digital economy in agricultural and rural modernization is affected by the level of economic development, the intensity of government support for agriculture, and the level of regional innovation, showing a threshold effect. The research findings can offer useful avenues for using the digital economy to propel the growth of agricultural and rural modernization in the future.

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Institutional poverty as one of the main threats to the digital economy

Cited by 8 publications

References 0 publications

Determinants and Mechanisms of Digital Financial Inclusion Development: Based on Urban-Rural Differences

Determinants and Mechanisms of Digital Financial Inclusion Development: Based on Urban-Rural Differences

Understanding the link between government cashless policy, digital financial services and socio-demographic characteristics in the MENA countries

Research on the Driving Effect of Digital Economy on the Modernization of Agriculture and Rural Development

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