Inklusi Keuangan dan Pengaruhnya terhadap Penggunaan Financial Technology Pada Generasi Milenial

Lasmini, Rizki Sri; Zulvia, Yolandafitri

doi:10.24036/011122790

Cited by 2 publications

(2 citation statements)

References 19 publications

(23 reference statements)

Supporting

Mentioning

Contrasting

Order By: Relevance

“…The growth of fintech in the midst of Indonesian culture is required to have a choice in order to achieve the target level of community inclusion, particularly among students, who are the most web clients. This is consistent with previous research that shows financial technology has a positive and significant impact on financial inclusion (Lasmini & Zulvia, 2021;Nurohman et al, 2021). As a result, Marginingsih's research is becoming increasingly convincing that financial technology has a positive and significant impact on financial inclusion, because financial technology has a significant impact on the growth of financial inclusion (Marginingsih, 2021).…”

Section: Introductionsupporting

confidence: 88%

The Effect of Financial Literature and Financial Technology on Financial Inclusion Among Accounting Student

Sari,

Selviana,

Brilliani

et al. 2022

IJSSB

View full text Add to dashboard Cite

Improvements in financial literacy serve as the primary driver of financial inclusion. To avoid financial difficulties, everyone should be financially literate. Having better financial literacy increases one's chances of enjoying life's pleasures while also being well-funded. This study aims to analyze the effect of financial literacy and financial technology on financial inclusion. The population in this study consisted of 180 accounting students. This study was a causal comparative research, and the data collection method used was a cross-sectional survey with proportional stratified random sampling. The Krejcie and Morgan table was used to determine the research sample of up to 123 students. According to the findings, financial literacy has a positive and significant impact on financial inclusion. Furthermore, financial technology has a significant and positive impact on financial inclusion. And, simultaneously, financial literacy and financial technology have a positive and significant impact on financial inclusion. If financial literacy and financial technology are increasing factors, it is recommended that the government consider these aspects if you want to increase financial inclusion among students. Other variables from financial inclusion instruments can be added for further research by collecting samples from several universities in various regions.

show abstract

Section: Introductionsupporting

confidence: 88%

The Effect of Financial Literature and Financial Technology on Financial Inclusion Among Accounting Student

Sari,

Selviana,

Brilliani

et al. 2022

IJSSB

View full text Add to dashboard Cite

show abstract

“…The convenience, speed, and accuracy offered by digital media, including electronic payment tools, will impact the millennial generation's lifestyle. Arifin (2017) entitled the effect of hedonic treadmill syndrome on the use of financial technology in the millennial generation. Hedonic treadmill syndrome explains the theory of the search for happiness which is likened to someone who will remain in the same place even though he continues to walk on a treadmill.…”

mentioning

confidence: 99%

The Effect of Electronic Payment Instruments on the Lifestyle of the Millennials in the Jabodetabek

Suryawati¹,

Puspitasari

Eriani

2023

TIJAB

View full text Add to dashboard Cite

Background: Electronic payment instrument provides easier medium of daily transaction among millennial. The ease of use of electronic payment leads to a need to investigate whether it has an impact on millennial generation lifestyle. Objective: This study aims to analyze the effect of using electronic payment instruments on millennial lifestyles. Method: Survey questionnaires were distribute in this study and resulted in 191 questionnaires to be analyzed using Structural Equation Modelling. Results: The results showed that there are positive and significant effect of convenience on activities, interests, and opinions, usefulness on activities and ideas, and the development of usage attitudes on claims and statements. Meanwhile, efficacy's effect on interest and usage attitude's impact on activities has a positive but not significant effect. Conclusion: Three manifest variables: perceived ease of use, perceived usefulness, and attitude toward using, are factors that affect the use of electronic payment instruments. The electronic payment use was also proves as millennial lifestyle. Further, factors affecting millennial activity of using such payment method are: perceived ease of use and perceived usefulness. While factors affecting millennial interest to use such payment method are attention toward using and perceived ease of use. Factors affecting millennial opinion of using such payment method are perceived ease of use, attention toward using, and perceived ease of use. This research implies that the development of electronic payment instruments should consider and improve the security, backup systems and database recovery to support the activity and interest of using electronic payment instruments. Keywords: electronic payment; lifestyle; millennial; sem; technology acceptance model

show abstract

Inklusi Keuangan dan Pengaruhnya terhadap Penggunaan Financial Technology Pada Generasi Milenial

Cited by 2 publications

References 19 publications

The Effect of Financial Literature and Financial Technology on Financial Inclusion Among Accounting Student

The Effect of Financial Literature and Financial Technology on Financial Inclusion Among Accounting Student

The Effect of Electronic Payment Instruments on the Lifestyle of the Millennials in the Jabodetabek

Contact Info

Product

Resources

About