Over recent decades, wearable electronics have introduced successful bio-medical products to the commercial market, including real-time monitoring, symptom diagnosis, stimulation therapy, and rehabilitation. Hydrogel electrodes are commonly used in such devices, for data acquisition or electrical intervention. However, they are not a comfortable option for longterm applications and can trigger allergic reactions. Therefore, lowcost textile electrodes are actively being researched as an alternative to hydrogel standards. In this work, we study the efficacy of different electrolyte layers (water, water-in-oil (W/O) cream, and oil-in-water (O/W) cream), placed between the skin and textile-based electrodes, on contact impedance during transcutaneous electrical nerve stimulation (TENS). Both electrode-tissue impedance (ETI) and normalized cross-correlation (NCC) analyses were used to evaluate and compare the performance of textile electrodes with electrolyte to hydrogel electrodes. The study revealed that textile-based electrodes with O/W cream present a viable, effective alternative to hydrogel standards for short-term use, whereas W/O cream presents a possible solution for some longer-term applications.