“…This breadth of domains and environments is matched with a similar depth into various individual and group level differences through examining the effects of age (McBride et al, 2010), gender (Pak et al, 2014), personality (Rupp et al, 2018), expertise (Madhavan & Wiegmann, 2007a), culture (Chien et al, 2019), working memory capacity (Rovira et al, 2017) and genetics (Parasuraman et al, 2012) on user trust. As a result, theories and models have been developed which not only predict a user’s level of trust but also how trust interacts with other factors (e.g., workload, SA) to influence human behavior (Chiou & Lee, 2021; de Visser et al, 2020; de Visser, Pak, et al, 2018b; Ghazizadeh et al, 2012; Hoff & Bashir, 2015).…”