Influence of cognitive style on mobile payment system adoption: An extended technology acceptance model

Abstract

The aim of this study is to investigate the factors that affect consumer mobile payment system adoption in the context of Bangladesh. To do so, we integrated technology acceptance model and cognitive style theory. We surveyed 75 students who recently became aware of college admission through the mobile payment system using survey questionnaire. The result indicates that cognitive style was not found significantly related to perceived usefulness, but significantly related to perceived ease of use, overall within the TAM model apart from the relation between perceived ease of use and attitude towards usage, the rest relationships were significant.

The Analysis of User's Intention in Using Mobile Payment: A Case of Yap!

“…Research by (Cabanillas, et al, 2015) states that attitude toward using affects intention to use. The same thing is also supported by research by (Hossain & Mahmud, 2016) which says that attitude toward using affects intention to use. If someone has a sense of wanting to use a mobile payment, it will give a positive boost to using the mobile payment.…”

“…This study is the result of a combined research model from (Ma, et al, 2018) (Cabanillas, et al, 2015) (Karjaluoto, et al, 2017) (Mun, et al, 2017) (Hossain & Mahmud, 2016). Previous researches discussed the factors that influence the use of mobile payment services.…”

Digital Payments Adoption Research: A Review of Factors Influencing Consumer’s Attitude, Intention and Usage

“…A similar trend of low adoption rates for the m-payment systems have been witnessed in several European countries such as the UK and France (Kapoor et al, 2014a;Slade et al 2013;2014). Although m-payment offers a number of benefits including ubiquity, convenience and value to users, it also involves great deal of uncertainty and risk due to virtuality and lack of control (Lin et al, 2014; Yan and Yang, 2014), which might have impact on consumer attitude towards emerging DPMs (Hossain & Mahmud, 2016; Liebana-cabanillas, 2015ab; Schierz et al, 2010; Tian and Dong, 2013). There is a cost for owning appropriate devices, having Internet connectivity and sometime there is a fee for making mobile-based transactions, which may or may not be influencing consumers' intentions towards mobile-based DPMs (Lu et al 2011;Phonthanukitithaworn et al, 2015;Zhou 2011).…”

“…A brief discussion about these studies is provided in remaining part of this section. As listed in Table 1, four existing studies (Hossain & Mahmud, 2016; Liebanacabanillas, 2015ab; Schierz et al, 2010; Tian and Dong, 2013) have examined the role of attitude for determining consumer intention to adopt digital payment systems in the contexts of both developed (Germany) and developing (Bangladesh, China and Spain) countries. The results suggest that the attitude has significant influence on consumer intention across all four studies.…”

Digital Payments Adoption Research: A Meta-Analysis for Generalising the Effects of Attitude, Cost, Innovativeness, Mobility and Price Value on Behavioural Intention

“…A brief discussion about these studies is provided in remaining part of this section. As listed in Table 1, four existing studies (Hossain & Mahmud, 2016; Liebanacabanillas, 2015ab; Schierz et al, 2010; Tian and Dong, 2013) have examined role of attitude for determining consumer intention to adopt digital payment systems in the contexts of both developed (Germany) and developing (Bangladesh, China and Spain) countries. The results suggest that the attitude has significant influence on consumer intention across all four studies.…”