Inclusão financeira de populações ribeirinhas: avaliação de impacto da Agência Barco

Santos, Ricardo Barreto Monteiro dos; Jóia, Luiz Antônio

doi:10.1590/0034-7612171861

“…Thus, the crux of the matter is not whether ICT initiatives must be undertaken in developing countries, but rather which ICT endeavors should be chosen to contribute to the country's development. The ICT potential for the development of developing countries is no longer in doubt, as several scholars have expounded on the developmental impacts accrued from ICT [73][74][75][76][77][78]. However, it is also true that ICT projects in developing countries striving for the development of the region are far from being a universal success, as several have fallen short of their intended outcomes [71].…”

Section: Proposition A2 the Contribution Of Digital Infrastructures mentioning

confidence: 99%

South American Expert Roundtable: Increasing Adaptive Governance Capacity for Coping with Unintended Side Effects of Digital Transformation

Pereira

¹

,

Estévez

²

,

Cardona

³

et al. 2020

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This paper presents the main messages of a South American expert roundtable (ERT) on the unintended side effects (unseens) of digital transformation. The input of the ERT comprised 39 propositions from 20 experts representing 11 different perspectives. The two-day ERT discussed the main drivers and challenges as well as vulnerabilities or unseens and provided suggestions for: (i) the mechanisms underlying major unseens; (ii) understanding possible ways in which rebound effects of digital transformation may become the subject of overarching research in three main categories of impact: development factors, society, and individuals; and (iii) a set of potential action domains for transdisciplinary follow-up processes, including a case study in Brazil. A content analysis of the propositions and related mechanisms provided insights in the genesis of unseens by identifying 15 interrelated causal mechanisms related to critical issues/concerns. Additionally, a cluster analysis (CLA) was applied to structure the challenges and critical developments in South America. The discussion elaborated the genesis, dynamics, and impacts of (groups of) unseens such as the digital divide (that affects most countries that are not included in the development of digital business, management, production, etc. tools) or the challenge of restructuring small- and medium-sized enterprises (whose service is digitally substituted by digital devices). We identify specific issues and effects (for most South American countries) such as lack of governmental structure, challenging geographical structures (e.g., inclusion in high-performance transmission power), or the digital readiness of (wide parts) of society. One scientific contribution of the paper is related to the presented methodology that provides insights into the phenomena, the causal chains underlying “wanted/positive” and “unwanted/negative” effects, and the processes and mechanisms of societal changes caused by digitalization.

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“…It is important to stress the role of financial education in this context. In a study involving riverside population, Santos and Joia (2018) highlight that lack of basic education has been an obstacle to the adequate use of available financial services, thus hindering sustainable financial inclusion. Appropriate financial education levels could contribute to reducing indebtedness levels among the population (Kunkel, Vieira, & Potrich, 2015;Minella, Bertosso, Pauli, & Corte, 2017) considering ethical issues attached to financial education, especially regarding the characteristics of products offered by the financial system (Leandro & Gonzalez, 2018).…”

Section: Introductionmentioning

confidence: 99%

Construção da agenda de inclusão financeira à luz da Teoria Ator-Rede

Sela

¹

,

Gonzalez

²

,

Christopoulos

³

2020

Rev. Adm. Pública

4

0

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Th is article adopts the perspective of the actor-network theory to understand the role of the actors in the process of social construction of the fi nancial inclusion agenda, considering that agenda-setting can be seen as a continuous process of associations that involves diff erent mediators. Data were collected through semi-structured interviews with representatives of the institutions involved in the process of agenda-setting examined, as well as from documentary sources. Th e dynamics of the process of developing the fi nancial inclusion agenda were analyzed considering the four moments (problematization, interessement, enrolment, and mobilization) presented in the relevant literature. Th e research found out that the fi nancial inclusion agenda in Brazil is the result of an incremental process, which was attended by a wide range of actors (government, market, developers and scholars, and also international actors) and it was infl uenced by some non-human elements, among which the Central Bank of Brazil (BCB) stands out as the focal actor of the process.

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Construction of the financial inclusion agenda in light of the actor-network theory

Sela

¹

,

Gonzalez

²

,

Christopoulos

³

2020

View full text Add to dashboard Cite

Th is article adopts the perspective of the actor-network theory to understand the role of the actors in the process of social construction of the fi nancial inclusion agenda, considering that agenda-setting can be seen as a continuous process of associations that involves diff erent mediators. Data were collected through semi-structured interviews with representatives of the institutions involved in the process of agenda-setting examined, as well as from documentary sources. Th e dynamics of the process of developing the fi nancial inclusion agenda were analyzed considering the four moments (problematization, interessement, enrolment, and mobilization) presented in the relevant literature. Th e research found out that the fi nancial inclusion agenda in Brazil is the result of an incremental process, which was attended by a wide range of actors (government, market, developers and scholars, and also international actors) and it was infl uenced by some non-human elements, among which the Central Bank of Brazil (BCB) stands out as the focal actor of the process.

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Inclusão financeira de populações ribeirinhas: avaliação de impacto da Agência Barco

Cited by 3 publications

References 16 publications

South American Expert Roundtable: Increasing Adaptive Governance Capacity for Coping with Unintended Side Effects of Digital Transformation

South American Expert Roundtable: Increasing Adaptive Governance Capacity for Coping with Unintended Side Effects of Digital Transformation

Construção da agenda de inclusão financeira à luz da Teoria Ator-Rede

Construction of the financial inclusion agenda in light of the actor-network theory

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