Impact of women self-help groups (SHGs) on income, employment, investment and saving in south Konkan region

Abstract

The present study entitled, "Impact of women self help groups on income, employment, investment and saving in South konkan Region" was carried out in South Konkan region purposively. From Ratangiri district Dapoli, Khed and Guhaghar while from Sindhudurg district Kudal, Devgad and Kankavali tahsils were selected. From each tahsil, ten SHGs and five members of each SHG were selected randomly. Thus, final sample consisted of 60 SHGs, 300 SHG members. The selected SHGs were categorized taking into consideration group activities performed by SHG. The SHGs were classified as farming activities, agro-processing activities, and non-farming activities. This indicated that after joining the SHG, per member income increased to the extent of 13.87 per cent. This increase in income was 14.84 per cent in farming, 12.31 per cent in agro-processing and 14.63 per cent in non-farming category. Within different categories of groups, the increase in employment was 83.18 per cent in farming category, 61.95 per cent in agro-processing category and 77.41 per cent in non-farming category. The investment in different assets increased to the extent of 22.62 per cent after participation in SHG group. Within different categories of groups, the increase in investment was 22.22 per cent in farming category, 16.83 per cent in agro-processing category and 26.82 per cent in non-farming category. After participation in SHG activities per member saving increased by 27.84 per cent.

Manifest changes through self help groups among women entrepreneurs in Andhra Pradesh

“…Hence, we reject the null hypothesis and there was a significant increase in 'Productive working days' of the women entrepreneurs after joining SHG. This finding of the study was in agreement with the findings of Subramanian (2010) and Lagare et al (2016) [17,9] .…”

“…Hence, we reject the null hypothesis and there was significant improvement in 'Monthly saving' of the women entrepreneurs after joining SHG. [17,14,10,12,3,9,8,15,18] .…”

“…Productive working days (Self/Family) Kumar and Joshi (2016), Sain and Mondal (2017) and Umadevi and Lakshminarasaiah (2017) [16,17,1,14,5,7,3,4,6,9,8,15,18] .…”

Constraints Faced by the Women Self Help Groups in Nagaland and Suggest Measures to Overcome

“…Low return from investment, shortage of working capital, seasonal nature of group activity and lack of stability in group, were also identified as a problems faced for effective functioning of Self Help Group. The finding on the study of the problems faced by the Self Help Group (SHG) is in conformity with past study which revealed that, lack of formal education, family responsibilities as their major (personal problem), conflicts, lack of communication skills among the group members in decision making process was the major (social problem), heavy competition is major source of (marketing problem), and insufficient loan as their major (financial problem), among the SHG members in the study area [8,9,10]. Self help groups are instrumental for rural development but are facing numerous problems.…”

Impact of Income Generating Activities on Self-Help Groups Members of Mahabubnagar District of Telangana, India

“…Many NGOs are promoting the SHG mechanism and linking it to various other development interventions. Whereas there is ample evidence that the SHG approach is a very effective, efficient, and relevant tool for organizing and empowering the poor, do arise with the design, development, and introduction of programs to promote incomegenerating activities (IGAs) that will generate sufficient, sustainable and regular income" [4,5].…”