Impact of the COVID-19 event on U.S. banks’ financial soundness

Dunbar, Kwamie

doi:10.1016/j.ribaf.2021.101520

Cited by 23 publications

(17 citation statements)

References 18 publications

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“…The impacts of the coronavirus have also been proven a more severe shock for and led to greater uncertainty in countries throughout the world than have past triggers of recession [ 13 , 14 ]. Because the first and most obvious impact of the COVID-19 crisis was the decline in stock markets globally [ 15 ], there are also studies focusing on the economic and financial impacts of COVID-19 both globally and regionally [ 16 , 17 ]. Baber and Rao [ 18 ] showed that, for India, social distancing policies had a significantly negative impact on economic and business activity and on the stock market, as well as the exchange rate, where economic stimulus had little effect.…”

Section: Literature Reviewmentioning

confidence: 99%

Can Stringent Government Initiatives Lead to Global Economic Recovery Rapidly during the COVID-19 Epidemic?

Zhang

et al. 2023

IJERPH

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This paper investigates the effectiveness of government measures implemented against COVID-19 and the factors influencing a country’s economic growth from a global perspective. With the help of the data of the Government Response Stringency Index (GRSI), Google mobility, and confirmed COVID-19 daily cases, we conducted a panel model for 105 countries and regions from 11 March 2020 to 31 June 2021 to explore the effects of response policies in different countries against the pandemic. First, the results showed that staying in residential places had the strongest correlation with confirmed cases. Second, in countries with higher government stringency, stay-at-home policies carried out in the early spread of the pandemic had the most effective the impact. In addition, the results have also been strictly robustly analyzed by applying the propensity score matching (PSM) method. Third, after reconstructing a panel data of 47 OECD countries, we further concluded that governments should take stricter restrictive measures in response to COVID-19. Even though it may also cause a shock to the market in the short term, this may not be sustainable. As long as the policy response is justified, it will moderate the negative effect on the economy over time, and finally have a positive effect.

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Section: Literature Reviewmentioning

confidence: 99%

Can Stringent Government Initiatives Lead to Global Economic Recovery Rapidly during the COVID-19 Epidemic?

Zhang

et al. 2023

IJERPH

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“…Suatu pembiayan dikategorikan bermasalah apabila macet atau terdapat tunggakan baik karena faktor kesengajaan maupun tidak disengaja (Rizal & Humaidi, 2021). NPF timbul karena kelalaian dalam memenuhi kewajibannya sesuai jadwal angsuran yang ditetapkan di awal selama > 90 hari sampai dengan 180 hari (Dunbar, 2022).…”

Section: Non-performing Financing (Npf)unclassified

Kinerja PT Bank Syariah Indonesia, Tbk setelah Merger: Apakah Lebih Baik?

Yunistiyani¹,

Harto²

2022

RABIN

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Latar Belakang: Pemerintah senantiasa mendorong pertumbuhan ekonomi syariah di Indonesia melalui pengembangan industri halal yang didukung kemajuan perbankan syariah, salah satunya melalui merger PT Bank Syariah Indonesia Tbk (BSI). Merger bertujuan untuk menguatkan posisi bank syariah di Indonesia sekaligus membuka peluang BSI untuk bersaing dan menarik minat investor. BSI berusaha menjalankan amanah nasabah dan stakeholder dengan baik melalui keseriusannya dalam menjalankan aktivitas perbankan, baik pengelolaan dana maupun penyaluran pembiayaan. Keberhasilan merger salah satunya dinilai dari kinerja keuangan yang mengalami perbaikan dibanding sebelumnya.Tujuan: Tujuan yang ingin dicapai dari hasil penelitian ini adalah menganalisis perbedaan kinerja BSI sebelum dan setelah merger menggunakan indikator risk profile, good corporate governance, earning dan capital (RGEC) yang diperoleh dari laporan tahunan perusahaan.Metode Penelitian: Pendekatan yang digunakan dalam penelitian ini adalah kuantitatif dengan sampel BSI. Periode penelitian selama 6 tahun sebelum merger dari tahun 2015-2020 dan 1 tahun setelah merger pada 2021. Analisis yang digunakan adalah statistik deskriptif dan uji Mann Whitney.Hasil Penelitian: Hasil penelitian menunjukkan terdapat perbedaan Return on Asset (ROA), sedangkan Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR) dan Good Corporate Governance (GCG) sebelum dan setelah merger tidak ada perbedaan. NPF, ROA dan CAR mengalami perbaikan, sedangkan FDR turun dan GCG tetap.Keterbatasan Penelitian: Data setelah merger terbatas 1 tahun dan terdapat rasio-rasio lainnya yang tidak diteliti sesuai pedoman RGEC.Keaslian/Kebaruan Penelitian: Penelitian ini menjawab kesenjangan penelitian terdahulu terkait kinerja setelah merger dan pengukuran GCG menggunakan hasil self-assessment sesuai No. 10/SEOJK.03/2014 tentang tingkat kesehatan BUS dan UUS.

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“…Several studies have examined the financial performance of banks during COVID-19. Some studied the effect of COVID-19 on financial institutions in Europe, the USA, and Indonesia (Candera, Muslimin, & Permatasari, 2021;Dunbar, 2022;Fakhri, 2021;Kozak, 2021;Mesta, 2022). Other studies focused on COVID-19's impact on Islamic banks (Candera, 2020;Ichsan, Suparmin, Yusuf, Ismal, & Sitompul, 2021).…”

Section: Introductionmentioning

confidence: 99%

Financial Performance of Conventional and Islamic Banks: Evidence From Covid-19

Alawadhi

AlQassar²

2023

IJBA

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The COVID-19 pandemic had a devastating effect on the global economy, and Kuwait had its fair share. This study examines the impact of COVID-19 on the performance of banks in Kuwait. A pre-and post-COVID-19 statistical analysis was conducted between the largest conventional and Islamic banks in Kuwait. The correlation coefficient and analysis of variance are conducted at the 5% level of significance and 95% confidence level. Additionally, a comparative approach is adopted to ensure the proper analysis of the effect of COVID-19 on the performance of 10 banks in Kuwait. Findings reveal that the COVID-19 pandemic had a great impact on the profitability of the financial institutions in Kuwait; the COVID-19 pandemic did not have any negative effect on the performance of the stock prices of the banks in Kuwait.

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Impact of the COVID-19 event on U.S. banks’ financial soundness

Cited by 23 publications

References 18 publications

Can Stringent Government Initiatives Lead to Global Economic Recovery Rapidly during the COVID-19 Epidemic?

Can Stringent Government Initiatives Lead to Global Economic Recovery Rapidly during the COVID-19 Epidemic?

Kinerja PT Bank Syariah Indonesia, Tbk setelah Merger: Apakah Lebih Baik?

Financial Performance of Conventional and Islamic Banks: Evidence From Covid-19

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