“…auto-repair, education, finance and banking, gyms, health care, hotels, spas, wireless, B2b, etc. (Lee et al , 2001; Lonial and Raju, 2015; Yüncü, 2015), the contrast between industry types as a contingency factor is seriously underexplored (Dagger and David, 2012, and Pollack, 2009 being comforting exceptions). Specifically, the contextual contrast covered in our study, namely, high versus low contact is not examined in any of the studies, and likewise, the differential roles of technical versus functional qualities have not been addressed.…”