Impact of Financial Literacy on Financial Capability: Evidence from Urban Working Women in Rajasthan

Bhargava, Monu; Mohanty, Birajit; Tak, Kavita; Aashima, Aashima

doi:10.2139/ssrn.4171587

Cited by 2 publications

(2 citation statements)

References 7 publications

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“…Measurement questions for financial attitude were considered from (Tirfe, 2022). Financial knowledge was measured with five items from a study by (Bhargava, Mohanty & Tak, 2022). Financial capability items were captured from (Bhargava, Mohanty & Tak, 2022).…”

Section: Methodsmentioning

confidence: 99%

A study on factors influencing financial literacy and fintech adoption

Siva Priya,

Venkateswara Rao

2024

MATEC Web Conf.

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Financial literacy is gaining significant importance in the recent past. This leads to to the adoption of financial technology services. Current research explores to study the various factors affect the adoption of financial literacy which leading to adoption of fintech services. The research framework include factors include in the study were financial behaviour, financial attitude, financial knowledge, financial capability, financial literacy. Data were obtained form graduate and post graduate students. A total of 229 responses were received based on survey data using five point Likert scale. Findings reported that financial behaviour, financial attitude, financial knowledge and financial capability have shown a significant positive effect on financial literacy. In turn, financial exhibited a positive effect on adoption of fintech services. The results have implications for both academia and research adding to existing literature financial literacy and fintech adoption.

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Section: Methodsmentioning

confidence: 99%

A study on factors influencing financial literacy and fintech adoption

Siva Priya,

Venkateswara Rao

2024

MATEC Web Conf.

View full text Add to dashboard Cite

show abstract

“…In the family of respondents there are a maximum of three-five members (63 percent) and 30 percent of the population have two dependents. And foremost respondents belong to Infosys (31 percent) and TCS (28 percent)(Bhargava, 2022). Descriptive analysis of psychological factors, organisational factors, social and family factors, individual factors, and work productivity factors score among IT Employees.…”

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confidence: 99%

Navigating The New Normal: The Impact Of The COVID-19 Pandemic On Work-From-Home Dynamics And Career Progression In The IT Sector

Soni,

Bhargava,

Tandon

et al. 2024

kuey

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The COVID-19 drastically changed the social system and working patterns throughout the world, especially in the IT sector. COVID-19 was the first situation when the whole workforce switched to the telecommuting for an extended length of time. During the COVID-19 situation, it’s been observed that working women are facing more challenges while performing WFH in both mental and physical ways by handling multiple tasks at a time. Managing a better work-life balance was an actual stress in between all the household chores and social responsibilities and their professional career was in high risk. This paper provided an insight to identify the significant factors of working from home that influence the career progression of workforce in the IT sector and to know the impact of these factors on their professional paths. This quantitative study will be built upon primary data collected by the IT employees. In the data collection process we have applied purposive sampling of around 320 employees of IT sector. Further Factor analysis combined with regression and correlation analysis will be used to evaluate the collected data. As result of study found that IT employees are most significantly impacted by the organisational factor, individual factor and work productivity factor during WFH.

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Impact of Financial Literacy on Financial Capability: Evidence from Urban Working Women in Rajasthan

Cited by 2 publications

References 7 publications

A study on factors influencing financial literacy and fintech adoption

A study on factors influencing financial literacy and fintech adoption

Navigating The New Normal: The Impact Of The COVID-19 Pandemic On Work-From-Home Dynamics And Career Progression In The IT Sector

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