Impact of Distributed Ledger Technology (DLT) and Fintech Investment on Central Bank Policy and Monetary Policy Effectiveness

Rehman, Shafiq Ur; Khan, Sajjad Nawaz; Subhani, Waseem; Mehboob, Iftikhar; Yaseen, Muhammad Noman; Qayoom, Asad

doi:10.61506/01.00022

Cited by 3 publications

(2 citation statements)

References 48 publications

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“…This study adopted a four-item scale of Amin et al (2011). to assess the attitude of people; similarly, Taib et al (2008) also used these items in the theory of reasoned action-based model on intention to adopt shariah-compliance products (Rehman et al, 2023). A sample item includes "I think that using IB is a good idea."…”

Section: Research Instrumentmentioning

confidence: 99%

“…Bilal et al (2020) stated that the people's understanding percentage of products offered by Islamic banks and laws of Islamic financing is less than 8%; hence, it's the biggest challenge for the Islamic financial system to increase the understanding level of people about their laws offered products and services. Islamic banking has rapidly grown in Pakistan due to the sizeable population of people who rigorously follow Islamic teachings and think that traditional banking breaches Shariah because it uses fixed interest rates rather than flexible profit & loss sharing (Rehman et al, 2023). The customer has a high positive attitude towards Islamic banking, and there is a more significant likelihood that Islamic banking in Pakistan will be adopted and accepted at a high rate (Aslam et al, 2022).…”

Section: Introductionmentioning

confidence: 99%

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Factors Influencing the Behavioural Intention to Adopt Islamic Banking in Pakistan with the Mediating Role of Attitude

Subhani,

Malik,

Azeem Naz

et al. 2023

JPR

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In Pakistan, the understanding percentage of products offered by Islamic banks is less than 8%, and it is the biggest challenge for the Islamic financial system to increase the compassion level of people about their laws offered products and services. This study investigates the relationship between attitude, perceived behavioural control, perceived ease of use, perceived usefulness, subjective norms, and intention to investigate the low adoption of Islamic banking in Pakistan. The study also analyses the mediating role of attitude and willingness to adopt Islamic banking. Partial least square structural equation modeling was used to examine the hypotheses. The findings revealed that attitude, subjective norms, perceived ease of use, and perceived usefulness significantly impact the intention to use Islamic Banking. Similarly, subjective norms, perceived usefulness, and perceived ease of use significantly impact attitude. However, perceived behavioural control does not substantially affect attitude and intention to use Islamic banking. Moreover, the study also revealed a significant mediating role of attitude between subjective norms, perceived usefulness, perceived ease of use, and intention to adopt Islamic Banking. These findings indicate that Banks should target the public and start a campaign through electronic and print media. Banks should provide information about their rules and regulations, which are genuinely according to Shariah, ultimately leading to people's positive attitude toward adopting Islamic banking.

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Section: Research Instrumentmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Factors Influencing the Behavioural Intention to Adopt Islamic Banking in Pakistan with the Mediating Role of Attitude

Subhani,

Malik,

Azeem Naz

et al. 2023

JPR

Self Cite

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Impact of Market Orientation, Green Innovation on Creative Performance: The Mediating Role of Sustainable Competitive Advantage

Ghaazi,

Iqbal,

Fatima

et al. 2024

BBE

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The purpose of this study to examining the correlation between marketing orientation and green innovation with sustainable competitive advantage (SCA) and creative performance. Creative performance being a dependent variable in this research is measured by two independent variables. Many Pakistani companies are doing activities in order to provide sustainable social development benefits to the society in which they are operating. These companies are investing and managing their market orientation and green innovation initiatives for the wellbeing of the society. This study also SCA. Using empirical testing the data gathered from consumers and information collected on companies engaged in market orientation and green innovation activities the research found out that that there is a very strong correlation between marketing orientation and green innovation and SCA and creative performance. The companies who are investing on marketing orientation and green innovation activities are enjoying good consumer loyalty and the Brands they operate enjoy healthy profits and sustainable market position. It is envisaged that the model tested in this research will be implied in the future empirical research concerning marketing orientation and green innovation with SCA and creative performance.

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The Role of Corporate Governance, Integrated Reporting and Financial Sustainability in Islamic Banking of Pakistan; A Conceptual Review

Ghaazi,

Yaseen,

Qayoom

et al. 2024

JPR

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The current study indicates the importance of Islamic banking deposits as a paramount sector with its unique blend of moral principles and financial practices. Inside the situation of Islamic banking in Pakistan, where shared values and moral principles clasp considerable sway, integrated reporting shoulders heightened consequence in communicating the all-inclusive value created by these institutions to stakeholders. In this study corporate governance serves as the basis of effective management and oversight in Islamic banking institutions operating in Pakistan. Adherence to Sharia principles of clarity, fairness, and accountability not only confirms compliance but also fosters trust and confidence among stakeholders, thereby enhancing the strength of the sector. The financial sustainability, a core tenet of Islamic banking in Pakistan, continues beyond ordinary profitability to encompass social welfare and environmental stewardship. So the careful with risk management, reasonable wealth distribution, and investment in socially responsible projects, Islamic banks in Pakistan can achieve sustainable financial performance while upholding their ethical obligations. Ultimately, the convergence of combined reporting, corporate governance, and financial sustainability not only reinforces the resilience of Islamic banking in Pakistan but also strengthens its role as a driver of inclusive growth and ethical finance in the country's financial ecosystem.

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Impact of Distributed Ledger Technology (DLT) and Fintech Investment on Central Bank Policy and Monetary Policy Effectiveness

Cited by 3 publications

References 48 publications

Factors Influencing the Behavioural Intention to Adopt Islamic Banking in Pakistan with the Mediating Role of Attitude

Factors Influencing the Behavioural Intention to Adopt Islamic Banking in Pakistan with the Mediating Role of Attitude

Impact of Market Orientation, Green Innovation on Creative Performance: The Mediating Role of Sustainable Competitive Advantage

The Role of Corporate Governance, Integrated Reporting and Financial Sustainability in Islamic Banking of Pakistan; A Conceptual Review

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