Impact of Capital Adequacy on Banks’ Performance: Considering the Basel International Regulatory Framework for Banks

Atuahene, Sampson Agyapong; Kong, Yusheng; Benturn-Micah, Geoffrey; Aboagye, Abigail Konadu

doi:10.15408/etk.v20i1.15590

Cited by 2 publications

(1 citation statement)

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“…The nominal exchange rate refers to the stated price of one country's currency in terms of another's while the real exchange rate represents the nominal exchange rate treated for inflation or deflated by the index of relative inflation rates (Bolarinwa, 2020). The average Capital Adequacy Ratio (CAR) of the banks in the industry was consistently above the stipulated minimum of 10.0 per cent in the first half of 2012 (Atuahene et al, 2021).…”

Section: Background To the Studymentioning

confidence: 99%

Impact of foreign direct investment on financial institution performance in Nigeria: A study of Jos Metropolitan City of Plateau State

Maude,

Wapmuk,

Okpara

2023

Res. J. Bus. Econ. Manag.

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Financial institutions are faced with increasingly keen competition and rising costs as a result of regulatory requirements, financial and technological innovations, institutional distress and other challenges which have dramatic effects on their performances. The aim of this study is to examine the impact of foreign direct investment on financial institution performance in Nigeria. The study was grounded in profit maximization theory in relation to FDI performance. This study employs a survey design aimed at establishing the effects of the variables of foreign direct investment as the independent variable on financial institution performance as the dependent variable. The population of this study was based on 10 selected financial institutions operating in Jos Metropolitan city of Plateau Nigeria as at 1st January 2022. Each bank is represented by its Chief finance officer (CFO). Primary data and secondary data were collected from the annual financial statement of selected financial institutions through the respective Chief finance officers also, books, journals and publications, while primary data was collected through questionnaire, while the scope dwells on the deposit money banks in Jos, Plateau State. Descriptive statistics and content analysis were used to analyze the data collected. The results revealed that the FDI variables indicate a strong impact on financial institution performance in Nigeria. The study recommends that a solid framework should be set up in order to curtail bottlenecks and other issues in relation to FDI among Financial institution performance. The study concludes that FDI in relation to financial institutions’ transactions can be intermediated by its dimensions (Foreign exchange).

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Section: Background To the Studymentioning

confidence: 99%

Impact of foreign direct investment on financial institution performance in Nigeria: A study of Jos Metropolitan City of Plateau State

Maude,

Wapmuk,

Okpara

2023

Res. J. Bus. Econ. Manag.

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Using the Tobin Q model to evaluate the impact of credit risks on the bank’s market value during the corona pandemic

Mkalaf

Hilo

2023

JIABR

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Purpose This paper aims to assess the impact of credit risk on the market values of private banks during the corona pandemic. Design/methodology/approach This study is identifying critical issues of credit risk at six great private banks. A conceptual framework is designed based on the Tobin Q model for investigating study hypotheses. Quantitative financial analysis methods have been used for processing data, such as financial ratios, arithmetic mean and multiple linear regression. Findings The most important result of this study is the lack of influence of credit risk on the market value of selected banks. Because the dimensions of credit risk have critical importance in increasing or decreasing the market value, these banks must continue to adopt quantitative financial analysis to measure credit risks to avoid their risk. Originality/value This study elaborates the need for financial indicators to help assess the market value of banks during the economic crises caused by the closure of commercial institutions during the corona pandemic. There is continued increase in bank credit to support these institutions, borrowers and cash withdrawals, which may affect their market reputation.

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Impact of Capital Adequacy on Banks’ Performance: Considering the Basel International Regulatory Framework for Banks

Cited by 2 publications

References 10 publications

Impact of foreign direct investment on financial institution performance in Nigeria: A study of Jos Metropolitan City of Plateau State

Impact of foreign direct investment on financial institution performance in Nigeria: A study of Jos Metropolitan City of Plateau State

Using the Tobin Q model to evaluate the impact of credit risks on the bank’s market value during the corona pandemic

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