<i>Microcredit Schemes of Tension</i>: Women and the Economic Violence of Credit Mobilization in Ibadan, Nigeria

Olayiwola, Olubukola

doi:10.1108/s0190-128120210000041005

Cited by 3 publications

(2 citation statements)

References 12 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…Sunte (2023) highlight the possibility of microfinance programs, which may lead to increased physical and psychological violence, particularly among educated and empowered females. Olayiwola (2021) emphasizes the socio-emotional vulnerability faced by women borrowers or microfinance holders. They have experienced harassment and pressure from loan providers, further making things difficult for women.…”

Section: Literature Reviewmentioning

confidence: 99%

Microfinance's Business Breakthrough for Women Empowerment

Sadia Naseem Naik,

Aribah Aslam,

M. Ishaq Bhatti

2024

JEBV

View full text Add to dashboard Cite

We analyzed the vital role microfinance initiatives are playing towards their confidence and growth in undertaking business reducing the violence against women (VAW), resultantly women empowerment. We utilized data from the Women Economic & Social Well-being Survey of Punjab, with a specific focus on women aged 15 to 64 years. Our study employed the logit and probit modeling technique to find out the intricate interplay between microfinance and various socio-economic factors especially with regard to VAW. We explored the connections between microfinance, women’s economic empowerment through female employment and their wealth status, age, education, marital status, area of residence, elucidating their combined influence on the likelihood of occurrence of violence against women in Pakistan, with particular analysis of urban and population. The conclusions arrived at from this investigation not only add to the scholarly debate on gender economics and VAW but also equip the policymakers with considerable fresh insights, development strategies, and identification of organizations for advocating and steering enhancement in female employment, microfinance initiatives for women, financial assistance, and education for transformative initiatives of gender equality and reduction in VAW.

show abstract

Section: Literature Reviewmentioning

confidence: 99%

Microfinance's Business Breakthrough for Women Empowerment

Sadia Naseem Naik,

Aribah Aslam,

M. Ishaq Bhatti

2024

JEBV

View full text Add to dashboard Cite

show abstract

“…Public shaming strategy is another method used in recent times for loan recovery. This is done through public disclosure of debtors' names, selling off defaulters' possessions for repayments, placing placards on defaulters' necks and illegal detentions, among others (Bu and Liao, 2021; Engel and Pedersen, 2019; Olayiwola, 2021). Unfortunately, these shameful strategies strained relationships between defaulters, their relatives, friends and community members (Bu and Liao, 2021).…”

Section: Introductionmentioning

confidence: 99%

Women entrepreneurship and microfinance: implications on the mental well-being of informal traders in Lagos, Nigeria

Olohunlana,

Shittu,

Adeosun

et al. 2023

JHASS

View full text Add to dashboard Cite

Purpose Although microfinancing is considered a key tool for fostering women's entrepreneurship development, there is growing concern regarding the impact of loan repayment strategies on the mental health of women entrepreneurs. This study seeks to unravel the implications of microfinance loans on the mental well-being of women entrepreneurs.Design/methodology/approach A carefully structured questionnaire was distributed to a purposive sample of one hundred women entrepreneurs in Lagos State using a mixed-method research approach. Also, interviews were conducted using an interview guide, which directly mirrored the questionnaire administered to five focus groups within Lagos State.Findings The study found that loan repayment and recovery strategies positively and significantly impact women entrepreneurs' mental well-being, with psychological distress serving as a measure for measuring mental well-being. Additionally, other factors such as the number of dependants and household headship trigger psychological distress, while age in business was associated with a reduction in psychological distress.Originality/value This study contributes to the existing literature by delving into the psychological implications of loan repayment strategies on the mental health of female entrepreneurs in Lagos State, Nigeria. Furthermore, it employs a triangulation research approach to validate questionnaire responses through focus group discussions.

show abstract

Can Women Put Their Breasts on a Hot Paraffin Lantern and Go to Sleep? Interrogating the Anguish of Financing Small- and Medium-Scale Enterprises (SMEs) with Microcredits in Nigeria

Idowu

2024

Gender-Responsive Budgeting in Africa

View full text Add to dashboard Cite

Microcredit Schemes of Tension: Women and the Economic Violence of Credit Mobilization in Ibadan, Nigeria

Cited by 3 publications

References 12 publications

Microfinance's Business Breakthrough for Women Empowerment

Microfinance's Business Breakthrough for Women Empowerment

Women entrepreneurship and microfinance: implications on the mental well-being of informal traders in Lagos, Nigeria

Can Women Put Their Breasts on a Hot Paraffin Lantern and Go to Sleep? Interrogating the Anguish of Financing Small- and Medium-Scale Enterprises (SMEs) with Microcredits in Nigeria

Contact Info

Product

Resources

About