“…Therefore, households' strategies are important elements that determine the level of their poverty. The effectiveness of risk management and coping strategies to insulate households from stressors is determined by many factors: severity and frequency of the shocks or negative event (Kamur & Routray, 2009); Economic condition (Eriksen & Silva, 2009); households' psychological situation (McCubbin & figley, 1983;Chaudhuri, 2003;Garnefski et al, 2005;Beedell & Rehman, 1999;Goudge et al, 2007;Berry et al, 2009;Hinton and Earnest, 2010) and religious adherence (Ensor, 2003;Chester et al, 2008;Gaillard & Texier, 2010;Levin, 1994, Mitchell, 2003Albernethy et al, 2003;Andreana, 2010;crawfold, 1998;and keonig, 2007).…”