2021
DOI: 10.1108/ramj-05-2020-0019
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How user behaviour is moderated by affective commitment on point of sale terminal

Abstract: Purpose Several e-payment technologies have diffused in Nigeria yet debit card usage on POS devices have not shown consumer confidence in its usage thereby affecting the cashless policy drive of the nation. The study considered an affective commitment of users as moderating their behaviours. Therefore, the purpose of this paper is to investigate how user behaviour is moderated by an affective commitment on point of sale terminal. Design/methodology/approach Following the purpose of the study, the research de… Show more

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Cited by 5 publications
(4 citation statements)
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References 67 publications
(81 reference statements)
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“…The response rate is about 92% and this was deemed acceptable to use in the study. A questionnaire response rate that ranges between 50-70% is considered adequate for research (Saunders, Lewis, & Thornhill, 2009;Hair, Black, Babin, Anderson, & Tatham, 2006;Oloveze, Oteh, Nwosu, & Obasi, 2021). About 55% of the respondents surveyed were aged between 18 and 30 years.…”
Section: As the Cultural Factors Play 12mentioning
confidence: 99%
“…The response rate is about 92% and this was deemed acceptable to use in the study. A questionnaire response rate that ranges between 50-70% is considered adequate for research (Saunders, Lewis, & Thornhill, 2009;Hair, Black, Babin, Anderson, & Tatham, 2006;Oloveze, Oteh, Nwosu, & Obasi, 2021). About 55% of the respondents surveyed were aged between 18 and 30 years.…”
Section: As the Cultural Factors Play 12mentioning
confidence: 99%
“…For instance, in conducting a metanalysis of factors influencing mHealth adoption in China Zhao et al (2018) developed a model with elements from different models. This is not dissimilar in study of technological innovations outside healthcare such as the inclusion of subjective norm in online shopping (Oloveze et al, 2021), and perceived trust in user behaviour to affective commitment (Oloveze et al, 2020). The essence is to address peculiar problems with a theoretical support.…”
Section: Introductionmentioning
confidence: 99%
“…Particularly, when the influence is favourable it tends to increase adoption of technological innovation (Webster and Trevino, 2017). Most importantly, subjective norm is highlighted in situations where individuals lack usage experience and are uncertain about adoption of behaviour because of presumed consequences of such action thereby leading the individual to seek others' opinion (Oloveze et al, 2020). The importance of the variable is highlighted by its inclusion in various studies such as user behaviour to point of sale terminal (Oloveze et al, 2020), mobile payment systems (Ramos de Luna et al, 2018), microblogging (Jiang et al, 2016), and NFC mobile payments (Liébana-Cabanillas et al, 2018) among others.…”
Section: Introductionmentioning
confidence: 99%
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