How Far is Microfinance Relevant for Empowering Rural Women? An Empirical Investigation

Datta, Srimoyee; Sahu, Tarak Nath

doi:10.1080/00213624.2022.2019552

Cited by 14 publications

(9 citation statements)

References 48 publications

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“…Based on the information found from the extensive literature review, it has been clearly understood that for SWE and sustainable economic growth, the FI of poor women and bridging the BoP with the formal financial system are very important. Furthermore, the FI EDI 42,1 and AC are highly influenced by the social, economic and individual characteristics of borrowers (Agnello et al, 2012;Aziz et al, 2022;Datta and Sahu, 2022;Kaur and Kapuria, 2020;Malik et al, 2021). Though the researchers observed these social, economic and individual determinants of FI in different contexts in different cultures, we have not found any single study in which a complete framework has been observed.…”

Section: Methodsmentioning

confidence: 76%

“…In summary, AC provides holistic support for social, economic and psychological empowerment of women (Al-shami et al. , 2021; Datta and Sahu, 2021, 2022). However, Singh and Pattanaik (2019) have revealed AC among women is relatively low in volume and smaller in quantity compared to their male counterparts because the majority of women’s work is unpaid, informal and unprotected by nature.…”

Section: Review Literaturementioning

confidence: 99%

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Sustainable women empowerment at the bottom of the pyramid through credit access

Pal¹,

Gupta²

2022

EDI

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PurposeThe importance of gender in inclusive economic growth has been a growing area of research. Finance is seen as an efficacious instrument for social inclusion, and sustainable women empowerment (SWE). The lack of credit access often constrains women to scale up. The objective of this study is to examine the attributes influencing the decision of women to access the credit at the bottom of the pyramid (BoP) and the impact of this credit access on social, psychological and economic dimensions of SWE at the BoP in rural India.Design/methodology/approachThe threshold theory of decision-making in the form of logistic regression (LR) is applied here to analyze the influence of four determinants, namely individual household level (IHLA), social attributes (SA), economic attributes (EA) and ownership of documents (OD) on women’s credit access. Likewise, the same method is applied to study the relationship between credit access and three dimensions of SWE.FindingsThe results have revealed a statistically significant relationship between credit access and studied four attributes. Subsequently, a positive relationship has been observed between credit access and dimensions of SWE.Originality/valueThe present study broadly addresses the concern of accessing credit by women at BoP level, which helps the government and policymakers to promote enabling an environment for women entrepreneurship and comprehensive financial policies for the BoP.

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Section: Methodsmentioning

confidence: 76%

Section: Review Literaturementioning

confidence: 99%

Sustainable women empowerment at the bottom of the pyramid through credit access

Pal¹,

Gupta²

2022

EDI

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“…The scenario presented involves an investor with an existing equity portfolio seeking to protect their investment from potential losses by incorporating various commodities. As per [ 46 ], we adopt the following definition for the commodities assets' portfolio weight as in Eq. (10) :

…”

Section: Results and Analysismentioning

confidence: 99%

Dynamic spillover between crude oil, gold, and Chinese stock market sectors –analysis of spillovers during financial crisis data during the last two decades

Wu,

Mai

2024

Heliyon

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“…The microfinance significantly impacts social development as advocated by researchers like; Agboola & Osunde, 2012;Bansal & Singh, 2019) Researches including Weber & Ahmad (2014) contend that microfinance is required to lift emerging nations out of poverty (Datta & Sahu, 2022;Hassan & Islam, 2019). Microfinance has been extensively documented as a key factor for socio-economic well-being and poverty alleviation (Ahmad & Ahmad, 2016;Hassan & Islam, 2019;Imai & Azam 2012;Milana & Ashta, 2020).…”

Section: Literature Review and Hypotheses Developmentmentioning

confidence: 99%

Investigating the Rural and Entrepreneurial Development through Microfinance

Parray

Bhat

Rather

et al. 2022

IRJBS

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Microfinance has been evolving to be a decisive factor in poverty reduction, rural and entrepreneurial development. This research aims to find out the impact of microfinance on rural/socio-economic development and entrepreneurial skill development. Particularly, this study attempts to explore the impact of microfinance on social development, financial empowerment, education, healthcare, economic independence, and entrepreneurial development. Data was collected through questionnaires taken from the beneficiaries of the National Rural Livelihood Mission (NRLM) erstwhile Swaran Jayanti Shahri Rozgar Yojana (SJSRY) microfinance scheme in the Union Territory of Jammu and Kashmir, India. A purposive sampling method, exploratory factor analysis, and paired sample t-test were used in this study. The findings prove that microfinance facilitates social development, improved financial empowerment, and promotes decision-making relating to education and healthcare among beneficiaries. The finding also indicates that microfinance helps to increase entrepreneurial skill development among the beneficiaries. This study offers insight into how microfinance eliminates poverty and facilitates social development as well as entrepreneurial skills. These findings have essential implications for academics, policymakers, and microfinance institutions.

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How Far is Microfinance Relevant for Empowering Rural Women? An Empirical Investigation

Cited by 14 publications

References 48 publications

Sustainable women empowerment at the bottom of the pyramid through credit access

Sustainable women empowerment at the bottom of the pyramid through credit access

Dynamic spillover between crude oil, gold, and Chinese stock market sectors –analysis of spillovers during financial crisis data during the last two decades

Investigating the Rural and Entrepreneurial Development through Microfinance

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