Housing Finance in Slovenia

Cirman, Andreja; Sendi, Richard

doi:10.1002/9781118929421.ch20

Cited by 3 publications

(3 citation statements)

References 6 publications

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“…The authors Hugo Priemus and Frans Dieleman (1998) evaluated the financial prospects due to European monetary integration, and proposed solutions for improving financial policies for social housing in European Union [15]. The article by Andreja Cirman (2006) pointed out the important role of National Housing Fund in social housing development with incentive policies when borrowing for house purchase [16]. The study by Joanne Meehan (2014) highly appreciated the role of social capital sources in purchasing social housing [17].…”

Section: Foreign Studiesmentioning

confidence: 99%

Capital attraction solution for social housing development in Vietnam in the period of 2023 – 2030

Nguyen Thi Lan,

Nguyen Tuan,

Nguyen Thi Tuyet

et al. 2023

E3S Web Conf.

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Social housing development for low-income people, industrial park workers and poor households is one of the key tasks in socio-economic development of the Vietnamese Government. In recent years, the government has had many incentive policies to mobilize capital for investment in social housing development (incentives on land use levy, land rental, incentives on value-added tax, corporate income tax, incentives on bank loans). However, the supply of social housing has been still lacking, reaching 65% of the set target. The capital supported by the government for Vietnam Bank for Social Policies is 3,163.9/9,000 billion VND, reaching 35% of the demand in the period of 2016 – 2020 [1], while the private sector has not been really interested in this field. The article analyzes the current situation of capital attraction for social housing development in Vietnam, identifies the achievements and shortcomings, at the same time establishes and evaluates the influencing factors, thereby proposing some solutions for capital attraction for this task.

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Section: Foreign Studiesmentioning

confidence: 99%

Capital attraction solution for social housing development in Vietnam in the period of 2023 – 2030

Nguyen Thi Lan,

Nguyen Tuan,

Nguyen Thi Tuyet

et al. 2023

E3S Web Conf.

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“…Ko se je končala, se je delež lastniških stanovanj s 67 % leta 1991 povečal na 89 % leta 1994 oziroma za 22 % (Sendi, 2009). Drugi vladni ukrepi, ki naj bi po prehodu iz planskega gospodarstva v tržno leta 1991 povečali delež lastniških stanovanj, so vključevali ponudbo različnih predmetnih in osebnih državnih subvencij ter program stanovanjskih posojil (zgledoval se je po modelu hipotekarnega kreditiranja nemške banke Sparkasse), ki so ga uvedli leta 1991 in opustili leta 2006 (Cirman in Sendi, 2016).…”

Section: Uvodunclassified

Lastništvo stanovanj v Sloveniji: iskanje alternativne teorije o njegovi čezmerni rasti

Sendi¹

2017

Urbani izziv

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Lastništvo stanovanj v Sloveniji: iskanje alternativne teorije o njegovi čezmerni rasti Novejše raziskave kažejo, da se deleži lastniških stanovanj po vsej Evropi zvišujejo, primerjava statističnih podatkov pa kaže velike razlike v velikosti tega sektorja med zahodnoevropskimi državami ter državami Srednje in Vzhodne Evrope. Razvoj in rast lastniških stanovanj v zahodnoevropskih državah sta bila v znanstveni literaturi temeljito obdelana, pri čemer so bile predstavljene različne teorije, njihova močna prevlada v srednje-in vzhodnoevropskih državah pa je slabo raziskana. Zaradi pomanjkanja podrobne znanstvene razprave o tej temi je v literaturi še naprej vrzel, ki se kaže v tem, da še vedno ni utemeljene razlage neprimerno večjega razmaha stanovanjskega lastništva v postkomunističnih državah Srednje in Vzhodne Evrope. V članku skuša avtor to vrzel zapolniti. Njegov glavni argument je, da ni nujno, da dosedanje teorije, ki so jih razvili za razlago rasti stanovanjskega lastništva v zahodnoevropskih državah (gospodarstvih z dolgo tradicijo kapitalizma), veljajo tudi za srednje-in vzhodnoevropske države (nekdanja komunistična planska gospodarstva). Razprava se osredotoča na Slovenijo. Avtor skuša oblikovati alternativno teorijo, s katero bi lahko bolje pojasnili in razumeli vse večje preference do lastniških stanovanj v državi.

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“…By the end of the privatisation process, the share of homeownership had grown from 67% in 1991 to 89% in 1994, an increase of 22% (Sendi, 2009). Other policy measures that focused on increasing the level of homeownership following the shift from a planned to market economy in 1991 included various forms of government-sponsored object and subject subsidies and a housing loan scheme (operating on the principles of the German Sparkassen mortgage lending model), which was introduced in 1999 and abandoned in 2006 (Cirman & Sendi, 2016).…”

Section: Theoretical Backgroundmentioning

confidence: 99%

Housing Finance in Slovenia

Cited by 3 publications

References 6 publications

Capital attraction solution for social housing development in Vietnam in the period of 2023 – 2030

Capital attraction solution for social housing development in Vietnam in the period of 2023 – 2030

Lastništvo stanovanj v Sloveniji: iskanje alternativne teorije o njegovi čezmerni rasti

Homeownership in Slovenia: Searching for an alternative theory on its excessive growth

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