Household Monies and Decision-Making

Waseem, Saba

doi:10.2139/ssrn.1728575

Cited by 11 publications

(5 citation statements)

References 39 publications

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“…Similar observations can be made in regard to decision-making on large household purchases, which are likely to affect the asset and debt levels of a household. These statistics are consistent with Waseem's (2004) review of studies on household decision-making and indicate that female partner are less to control the household finances regardless of their contribution to the household income. As shown in Table 7, these patterns do not appear to differ significant by age band, although couples in the oldest age group appear to be more inclined to joint decision-making about savings, investment or borrowing than younger couples.…”

Section: Individual Perceptions and Social Normssupporting

confidence: 86%

Profiling Gender Differentials in Asset and Debt Portfolios in Australia

Jefferson

Ong

2010

SSRN Journal

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This paper investigates gender differentials in asset and debt portfolios in Australia using the 2006 Household, Income and Labour Dynamics in Australia (HILDA) Survey. The explorations described in this paper indicate that there are gendered dimensions to both the value and composition of asset and debt holdings in Australia. If we compare couple households with single men and women households then we find that women have both lower asset holdings and portfolios that are relatively overweighted in the primary home. In some respects single men households have portfolios that more closely resemble those of couple households than single women's portfolios. This is particularly the case with the lower proportion of single men's portfolios held in their primary home and their holding of accumulated superannuation wealth. To the extent that data reveal insights into gendered patterns of intrahousehold asset holdings, women's holdings of solely owned assets are lower then men's in all age groups and across all types of assets for which data are available. This pattern is particularly evident in de facto opposite sex couple households.

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Section: Individual Perceptions and Social Normssupporting

confidence: 86%

Profiling Gender Differentials in Asset and Debt Portfolios in Australia

Jefferson

Ong

2010

SSRN Journal

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“…Financial educators and professionals need to better understand how borrowers' characteristics can affect their debt payment performance. The financial management and control of money within a household is influenced not only by a family's socioeconomic status but by its marriage patterns and the ideology of family (Singh 1997; Waseem 2004). Our results show racial/ethnic differences in debt payment problems, so financial education programs need to be more sensitive to differences between racial/ethnic groups.…”

Section: Discussionmentioning

confidence: 99%

Limitations of Combining Hispanics and African Americans for Analysis of Credit Problems

Lee¹,

Hanna²

2012

Journal of Consumer Affairs

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This study uses a combination of six Survey of Consumer Finances data sets to examine whether factors affecting credit delinquency differ by the racial/ethnic identity of households. Hispanic households are less likely than white households and white households are less likely than African American households to be delinquent. Our full model with interaction terms shows that the effects of financially adverse events, financial buffers and debt burden on the debt delinquency differ across racial/ethnic groups. Combining African American and Hispanic households into one racial/ethnic minority group as previous studies have done can be problematic.

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“…5. Una revisión bibliográfica muy útil se puede encontrar en Waseem (2004). dad como su gestión) no «manche» la relación.…”

Section: La Bolsa Común: Significados Y Trampasunclassified

“…Por último, son también ejemplificadoras algunas estrategias observadas de superación del sempiterno conflicto entre los intereses individuales y la visión comunitaria de la familia. La primera, la que señalan la mayor parte de las investigaciones cualitativas sobre este aspecto (Waseem, 2004): no hacerlas explícitas. Otra muy común parece ser: derivar la solución de los problemas a un esperanzador futuro; en este sentido, de nuevo la metodología biográfica puede ser la forma adecuada de análisis para ulteriores indagaciones.…”

Section: Conclusionesunclassified

La «bolsa común» en las parejas: algunos significados y algunas trampas

Pascual¹

2008

PapRevSoc

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Se plantea la enorme plasticidad de la idea de dinero en común o «bolsa común» en las parejas a partir del análisis del dinero doméstico, su propiedad, gestión y uso. Se seleccionan tres casos que se analizan como tipos ideales, en los que se comprueban las tensiones entre los marcos normativos considerados: el tradicional del varón proveedor, el comunitarista y el de la individualización propia de la segunda modernidad. Las conclusiones que nos permite este análisis son tanto de tipo metodológico como de resultados empíricos. Desde la metodología, se defiende el análisis de las relaciones de pareja a partir del estudio de caso. Los resultados empíricos se mantienen en la línea de las investigaciones en este campo: cierto refuerzo de la teoría de los recursos (el que ingresa el dinero está legitimado para ejercer mayor poder), que hay que matizar con la ideología de género y las «trampas» que comportan algunas decisiones vitales. Palabras clave: dinero doméstico, «bolsa común», dinero en común, parejas, género, estudio de caso.

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Household Monies and Decision-Making

Cited by 11 publications

References 39 publications

Profiling Gender Differentials in Asset and Debt Portfolios in Australia

Profiling Gender Differentials in Asset and Debt Portfolios in Australia

Limitations of Combining Hispanics and African Americans for Analysis of Credit Problems

La «bolsa común» en las parejas: algunos significados y algunas trampas

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