House price, loan-to-value ratio and credit risk

Considering that the SME entrepreneurs of Gresik Regency are mostly young, educated and experienced, however their businesses are not yet in legal entities. This research situates the SME business development strategy model through SWOT and EFE-EFI analysis, aiming to identify the conditions and models of SME business development strategies to improve their performances. This research has interviewed 40 respondents who were selected in multi stage, and analyzed through SWOT and EFE-IFE analysis. The result of this research explains that the ability of SME entrepreneurs in managing business and the achievement level of marketing performance is good, except the ability to manage finances. In addition, external conditions support these SMEs. Keywords: SWOT, EFE-IFE, business development strategy, SMEs

Section: Based Onmentioning

confidence: 99%

Business Development Strategy Model of SMEs Through SWOT and EFE-IFE Analysis

Hatta

Riskarini

Ichwani

2019

“…The object of research is the amount of financing with murabaha scheme done by sharia banking in Indonesia and macroprudential policy which stipulated by Bank Indonesia that comprised of the policy of determination of reserve requirement and loan to value (Bian, Lin, & Liu, 2018). The data is secondary data.…”

Section: Quantitative Approachesmentioning

confidence: 99%

Macroprudential Policy on Sharia Banking Financing: The Indonesian Experience

Cahyono

Rani

2019

The locus of macroprudential policy persuading banks has recently attracted significant attention for such research. Whether and to what extent macroprudential policies established by Bank Indonesia against sharia banks have not researched yet in previous empirical studies. Gathering data during 2008-2016, this article examines the impact of macroprudential policy on credit risk-taking by sharia banks in Indonesia. This research approach uses dynamic panel data analysis technique to investigate the relationship between risk-taking of sharia bank credit and macroprudential policy for a bank in Indonesia good sharia banking. This research shows that there is the influence of Bank Indonesia's macroprudential policy toward murabaha financing in Indonesia. Keywords: macroprudential policy, credit risk, sharia bank

“…Second, it becomes a intermediary for the society to invest in various forms of investment instruments such as mutual funds, stocks and others according to sharia principles (Basov & Bhatti, 2014;Abdul Rahman, Muhammad, Ahmed, & Amin, 2016;Ahiadorme, Gyeke-Dako, & Abor, 2018). In addition, the stock price value of the capital market comes to the core consideration for investing such fund (Bian, Lin, & Liu, 2018). The stock prices are not only influenced by economic factors and domestic phenomena, but external factors outside the country is very influential on the performance of sharia stocks also (Aloui, Hammoudeh, & Hamida, 2015;Azizah, Satria, & Wahyudi, 2016;Dash & Maitra, 2018).…”

Section: Discussing the Capital Marketmentioning

confidence: 99%

Macroeconomic Variables on Indonesian Sharia Capital Market

Nugroho¹,

Rusydiana²

2019

This article emphasizes to analyze the effect of macroeconomic variables on sharia capital market in Indonesia by using Vector Error Correlation Model (VECM) approach method. The variables used are world oil price, Industry Production Index (IPI) Currency Exchange Rate to Dollar and Consumer Price Index (CPI) in Indonesia. The research show that in the Indonesian Stock Sharia Index (ISSI) model, the VECM in the ISSI model can explain in the short term the IPI variable, world oil price, rupiah to dollar, DJIA and CPI does not affect to ISSI variable. While in the long term, world oil prices are positive climate and Dow Jones Industrial Average (DJIA) variables negatively affect ISSI. In addition, FEVD test the world oil price has more dominant contribution than other variable 6.02%. Keywords: sharia capital market, macroeconomics, VECM, ISSI