Hospital Infection and Visitors

Steingold, L.; Ashworth, Lisa

doi:10.1136/bmj.1.5176.878

Cited by 2 publications

(1 citation statement)

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“…Among others, access to finance remains one of the most Digital financial literacy and women entrepreneurs common barriers among women entrepreneurs in both developed and developing countries (Howell and Nanda, 2019). Women entrepreneurs prefer debt financing as opposed to equity financing to keep ownership to themselves (Steingold and Steingold, 2021). Deka (2015) reports limited access to formal financial services for women living in rural areas.…”

Section: Introductionmentioning

confidence: 99%

Financial inclusion – does digital financial literacy matter for women entrepreneurs?

Hasan

Ashfaq

Parveen

et al. 2022

IJSE

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PurposeWomen's financial inclusion has become a global research agenda, and past studies provide mixed evidence on the determinants of financial inclusion among women entrepreneurs across the globe. However, the impact of digital financial literacy on women's financial inclusion has seldom been addressed in the past literature.Design/methodology/approachThe authors perform a cross-sectional analysis of 144 countries using the World Bank Global Findex Database.FindingsThis study’s probabilistic regression results indicate that women entrepreneurs with a higher degree of digital financial literacy are more likely to engage in formal banking channels.Practical implicationsThe study findings have practical implications in terms of allowing regulators and banks to draw effective policies to attract women customers. Lack of effective regulatory intervention could lead to women exploring financial crimes, such as money laundering, due to their lack of involvement with the formal banking channel.Originality/valueThe authors explore the impact of digital financial literacy on women's financial inclusion. Such evidence is rare in the existing literature.Peer reviewThe peer review history for this article is available at: https://publons.com/publon/10.1108/IJSE-04-2022-0277

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Section: Introductionmentioning

confidence: 99%