In this paper, we propose a new image annotation method by combining content-based image annotation and tag-based image annotation techniques. Content-based image annotation technique is adopted to extract "loosely defined concepts" by analyzing pre-given images' features such as color moment (CM), edge orientation histogram (EOH), and local binary pattern (LBP); followed by constructing a set of SVMs for 100 loosely defined concepts. A base-vector for each concept, similar to tag-based image annotation technique, is then constructed by using SVMs' predicted probabilistic results for sample-images whose main concepts are known. Finally cosine similarity between a query-image vector and the base vector is calculated for each concept. Experimental results show that our proposed method outperforms content-based image annotation technique by about 23% in accuracy.