Government policy response to COVID-19 and bank performance: a comparison between Islamic and conventional banks

Yudaruddin, Rizky

doi:10.1108/jiabr-09-2022-0248

Cited by 16 publications

(4 citation statements)

References 55 publications

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“…This divergence in profitability dynamics during crises emphasizes the need for Islamic banks to adapt swiftly to evolving market conditions. In comparison to conventional banks, Islamic banks have poor performance (Yudaruddin, 2023b).…”

Section: Literature Review and Hypothesesmentioning

confidence: 99%

The impact of fintech peer-to-peer lending and Islamic banks on bank performance during COVID-19

Wahyuni,

Bustami,

Ramadhan Ain Fitriah

et al. 2024

Banks and Bank Systems

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This study delves into the influence of Peer-to-Peer (P2P) Fintech lending on bank performance in Indonesia, with a specific focus on its effects on Islamic banks both before and during the COVID-19 pandemic. Employing a fixed-effects model, unbalanced panel data from 121 banks, including 16 Islamic banks, were analyzed. The findings unveil a significant and positive impact of growth loan disbursement to borrowers from P2P lending on bank performance, particularly in terms of return on assets. Additionally, Islamic Banks exhibit a significant and favorable effect on overall bank performance. Conversely, the joint interaction between P2P lending and Islamic Banks demonstrates a negative and significant influence on Islamic bank performance, suggesting that while P2P lending may benefit conventional banks, it adversely affects Islamic banks. Furthermore, this negative impact is exacerbated during the COVID-19 period. These outcomes underscore the importance of collaboration or strategic alliances between P2P lending platforms and Islamic banks, particularly in the context of the COVID-19 pandemic.

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Section: Literature Review and Hypothesesmentioning

confidence: 99%

The impact of fintech peer-to-peer lending and Islamic banks on bank performance during COVID-19

Wahyuni,

Bustami,

Ramadhan Ain Fitriah

et al. 2024

Banks and Bank Systems

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“…Moreover, prior research has also attempted to analyze the role of government responses, which has emerged as a critical factor in maintaining stability. Yudaruddin (2023) emphasized the pivotal role played by government actions in safeguarding both the conventional and Sharia-compliant banking sectors. This highlights the intricate connection between the financial industry and the broader sociopolitical context, underscoring how external factors significantly influence the performance of Islamic banks.…”

Section: The Impact Of Covid-19 On the Islamic Banking Industry In In...mentioning

confidence: 99%

Twenty years of Islamic banking literature by Indonesian researchers: A hybrid reviews

Supriani,

Bahril,

Pimada

et al. 2024

J. Eko. Keu. Isl.

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Purpose – The emergence and growth of Islamic Banking in Indonesia have significantly increased over the past few decades. Consequently, there is a pressing requirement for a thorough examination to analyze the present state of IB literature, including its development and conceptual framework.Methodology – This study utilizes a bibliometric methodology and Systematic Literature Review (SLR), applying content analysis techniques to uncover the intellectual framework of IB literature produced by Indonesian researchers, as documented in the Scopus database. This study utilized 418 articles published between 2003 and 2023, resulting in a total of 418 articles. Data were analyzed using various software applications, including Publish or Perish (PoP), Excel, VOS-Viewer, and Biblioshiny-R.Findings – This study identifies the institutions, authors, journals, and articles that have had the most influence on IB literature published by academics in Indonesia. Additionally, this study sought to uncover patterns of research collaboration within this body of literature. Moreover, this study discovered four main clusters: comparing Islamic and conventional banks, examining the interaction between Islamic banks and their customers, exploring corporate social responsibility (CSR) and accounting practices, and examining the impact of Covid-19 within the context of Islamic banking. Implications – The findings of this study will assist researchers in identifying a range of potential topics for future research that Indonesian researchers can explore.Originality – Applying bibliometrics and SLR methodologies enables this study to comprehensively assess literature development in the IB in Indonesia by incorporating quantitative and qualitative analyses.

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“…Other research has identified that the financial sector is often affected by shocks that trigger global crises, such as the Asian financial crisis of 1997/1998 (Trinugroho et al ., 2014); the global financial crisis of 2007/2008 (Altunbas et al ., 2021); and the COVID-19 pandemic (Demir and Danisman, 2021; Maria et al ., 2022; Riadi et al ., 2022; Yudaruddin, 2023a, b). Prior to the Russian invasion of Ukraine, investors in the financial sector faced problems such as the COVID-19 pandemic, the impact of which was more profound than the global financial crisis (Riadi et al ., 2022).…”

Section: Introductionmentioning

confidence: 99%

Banking sector's reaction during the Russian invasion of Ukraine: who reacted the most?

Yudaruddin,

Lesmana

2023

JES

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PurposeThis study aims to investigate the market reaction to the Russian invasion of Ukraine, specifically in the banking sector.Design/methodology/approachThe research uses an event study and cross-sectional analysis, with market reaction measured by cumulative abnormal return (CAR). The sample comprised 1,126 banks.FindingsThe results show that the market reacted negatively to the invasion both before and after its announcement. Developed and emerging markets saw a negative impact from the invasion, while frontier markets experienced only a slight impact. The authors also find that the banking markets of North Atlantic Treaty Organization (NATO) members reacted significantly and negatively both before and after the invasion was announced. This demonstrates that the negative market reaction of NATO members was more impactful than that of other markets. Overall, this study shows that investors in the banking market are very sensitive to war.Originality/valueThis is the first study to provide international evidence, specifically on the banking sector's reaction during the Russian invasion of Ukraine.

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Government policy response to COVID-19 and bank performance: a comparison between Islamic and conventional banks

Cited by 16 publications

References 55 publications

The impact of fintech peer-to-peer lending and Islamic banks on bank performance during COVID-19

The impact of fintech peer-to-peer lending and Islamic banks on bank performance during COVID-19

Twenty years of Islamic banking literature by Indonesian researchers: A hybrid reviews

Banking sector's reaction during the Russian invasion of Ukraine: who reacted the most?

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