Abstract:Banks need to make thorough analysis and take into consideration all the potential risks that arise related to their lending, preventing bad loans mostly during economic slowdown. The Non-Performing Loans (now on referred as NPL) in Kosovo continued falling from 8.7% as it was in 2013 to 8.3% in 2014. While in 2014 NPL level decreased, the provisioning for loans continued to increase from 110.5% to 114.4%. This is a positive toward any unexpected situation. Lost loans have continued to increase in moderated wa… Show more
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