2013
DOI: 10.1353/hpu.2013.0144
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Ghana’s National Health Insurance Scheme: Insights from Members, Administrators and Health Care Providers

Abstract: The Ghana National Health Insurance Scheme (NHIS) was established as part of a poverty reduction strategy to make health care more affordable to Ghanaians. It is envisaged that it will eventually replace the existing cash-and-carry system. This paper examines the views of NHIS administrators, members/enrollees, and health care providers on how the Scheme operates in practice. It is part of a larger evaluation project on Ghana's NHIS, sponsored by the Bill and Melinda Gates Foundation and the Global Development… Show more

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Cited by 11 publications
(23 citation statements)
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“…From 1998 to 2003, the sharp increase in income-based inequality in the use of SBAs could be a reflection of the poor outcome of previous health care financing policies implemented in Ghana [43, 44]. In the early 1980s, Ghana implemented the cost recovery (popularly known as “cash and carry”) health care financing policy in all government facilities that required users to pay upfront before receiving care.…”
Section: Discussionmentioning
confidence: 99%
See 1 more Smart Citation
“…From 1998 to 2003, the sharp increase in income-based inequality in the use of SBAs could be a reflection of the poor outcome of previous health care financing policies implemented in Ghana [43, 44]. In the early 1980s, Ghana implemented the cost recovery (popularly known as “cash and carry”) health care financing policy in all government facilities that required users to pay upfront before receiving care.…”
Section: Discussionmentioning
confidence: 99%
“…In the early 1980s, Ghana implemented the cost recovery (popularly known as “cash and carry”) health care financing policy in all government facilities that required users to pay upfront before receiving care. This was meant to generate revenue and discourage ‘overuse’ of health services [43], but rather led to poor use of health services across the country. Moreover, income inequality has grown in Ghana since the late 1980s [45].…”
Section: Discussionmentioning
confidence: 99%
“…There are reports of poor women being charged unofficial and non-legitimate fees for delivery and postnatal care services [29] (https://www.ghanabusinessnews.com/2016/04/23/ghanas-free-maternal-healthcare-policy-not-workingresearch/). Reports of poor women and their babies being forcibly kept in birthing hospitals until their bills are settled have also been published [29].…”
Section: Discussionmentioning
confidence: 99%
“…In recent years, the NHIS in Ghana has attracted increasing academic attention, with studies focusing on NHIS enrolment and renewal and access to the scheme, 8,16 equity in coverage, 17,18 quality and efficiency issues 19,20 and fraud and abuse. 16,21,22 Countries including Bangladesh, Benin, Cameroon, Ethiopia, the Gambia, Malaysia, and Nigeria among others have visited Ghana to study the scheme.…”
Section: Introductionmentioning
confidence: 99%
“…16,21,22 Countries including Bangladesh, Benin, Cameroon, Ethiopia, the Gambia, Malaysia, and Nigeria among others have visited Ghana to study the scheme. However, measuring the success of a social protection programme such as the NHIS is not straightforward.…”
Section: Introductionmentioning
confidence: 99%