The role of fintech in predicting the spread of Covid-19 is investigated using consumers' fintech perceptions before and after the outbreak. Using a questionnaire-based survey in the LinkedIn platform and snowball sampling technique to target different countries fintech experience, results show that fintech perception (after Covid-19) and behaviour (before and after Covid-19) have the greatest impact and association in predicting the spread of the virus among people. It is people's perception that use of electronic and contactless payments methods are important tools, which help to reduce the spread of Covid-19 by changing people's financial behaviour. (2 figures, 11 tables, references)