Gendered Lending Practices: Enabling South African Women Entrepreneurs to Access Start-Up Capital

Derera, Evelyn; Chitakunye, Pepukayi; O’Neill, Charles; Tarkhar-Lail, Amandeep

doi:10.1142/s0218495814500137

Cited by 16 publications

(19 citation statements)

References 39 publications

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“…The responsible factor of low empowerment is gender discrimination. As gender discrimination is one of the problem in most of the developing countries in which men is dominants in social and economic decision making (Derera et al, 2014).…”

Section: Introductionmentioning

confidence: 99%

Microfinance institute’s non-financial services and women-empowerment: The role of vulnerability

Ul-Hameed¹,

Mohammad²,

Shahar³

2018

10.5267/j.msl

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Women-Empowerment is one of the most crucial challenge in Pakistan. Pakistani women are contributing only 25-30% in nation's economy which is quite low as compared with other developed as well as developing countries such as United Kingdom (UK), United States of America (USA), Malaysia, China, Indonesia and India. To address this problem, the primary objective of this study was to examine the role of microfinance institutions in women-empowerment. Moreover, moderating role of vulnerability was also examined. Quantitative research approach and cross-sectional research design were adopted. Data were collected from the female clients of microfinance institutes in Southern Punjab, Pakistan. Survey was conducted to collect the data and questionnaires were distributed by using area cluster sampling. SmartPLS (SEM) was used to analyze the data. It was found that non-financial services of microfinance institutes such as training/skill development programs and social capital development had positive contributions towards women-empowerment. Moreover, vulnerability moderated the relationship between social capital and women empowerment. Thus, this study contributed in the body of literature by investigating vulnerability as moderating variable. Hence, this study is beneficial for microfinance institutes to enhance womenempowerment through training/skill development and social capital development.

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Section: Introductionmentioning

confidence: 99%

Microfinance institute’s non-financial services and women-empowerment: The role of vulnerability

Ul-Hameed¹,

Mohammad²,

Shahar³

2018

10.5267/j.msl

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“…In developing and emerging nations, entrepreneurship is essential for the development and growth of the nation's economy (Derera et al, 2014;Faisal et al, 2017). Women engaged in entrepreneurship activities to generate revenue to support their families (Di Gregorio, 2013;Steel, 2017).…”

Section: Challenges and Barriersmentioning

confidence: 99%

“…Capital is crucial for entrepreneurship development and starting new endeavors (Babiker et al, 2017;Chinomona & Maziriri, 2015). Women entrepreneurs face many challenges, predominantly concerning access to finance (Babiker et al, 2017;Derera et al, 2014;Maden, 2015). Derera et al (2014) found that lenders avoid providing women with loans as perceiving women entrepreneurs lack management skills and entrepreneurial knowledge.…”

Section: Challenges and Barriersmentioning

confidence: 99%

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Lived Experiences of Females With Entrepreneurship in Sudan: Networking, Social Expectations, and Family Support

Said

Enslin

2020

SAGE Open

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Extensive research exists on female entrepreneurship in developed countries such as North America and Europe; however, there is limited research on women entrepreneurs in African nations, specifically in Sudan. This descriptive phenomenological research was designed to explore, discover, and describe the perceptions and lived experiences of successful Sudanese female entrepreneurs concerning overcoming the challenges and obstacles faced in the beginning and managing new businesses in the region of Khartoum, capital of Sudan. This article uses the salient theories and concepts of entrepreneurship value creation theory, social role theory, challenges, and barriers facing women entrepreneurs. All these theories and concepts have been instrumental in understanding the lived experiences of challenges and barriers facing women entrepreneurs in Khartoum, Sudan. Data gathered from 19 female entrepreneurs purposively selected across Khartoum, Sudan, revealed that women struggle (a) having to secure funds; (b) society’s perception of suitable work for women; (c) access to networking; and (d) inadequate support from the government. The research also revealed that factors that influence factors to be successful are women’s family support and motivation; adjusting to social expectations. In addition to the strategies used to manage a successful business, there is a need for training and development skills and being persistent and believing in oneself. The research results showed that women experience mixed feelings during establishing and operating the business. The experience of women with the barriers and challenges includes fear, frustration, stress, and anger when they begin to manage the business. However, women also experienced positive feelings include risk-taking, courage, passion for learning, empowerment, fearlessness, ambition, determination, persistence, and believing in oneself. The women in this research were creative and initiative and managed to begin and operate a successful business.

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“…The results showed that male startups have a higher capitalization and a higher level of revenues compared to female startups. Derera et al (2014) explore the credit capital market aimed at female entrepreneurship through a context study carried out in South Africa with an interview of 50 female entrepreneurs. The results of the research revealed that women entrepreneurs experience gender discriminatory practices in requesting funds from financial institutions, thus discouraging them from venturing into nontraditional and riskier sectors.…”

Section: A4 Differences Between Men and Womenmentioning

confidence: 99%

Female-Owned Innovative Startups in Italy: Status Quo and Implications

Paoloni

Modaffari

2018

Administrative Sciences

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The aim of the paper is to provide an overview of the current literature of this business phenomenon with regard to gender studies and to point out what is substantially happening and what has happened in the Italian economic context. The main research questions were RQ1: How is the phenomenon of female Startups treated from a scientific point of view? RQ2: Which is the Italian situation of this phenomenon? The methodology used is both qualitative and explorative. A bidirectional analysis has been carried out for this purpose. In order to expand the first research question (RQ1), an analysis was carried out of the articles in the EBSCO database on the topic of female startups. In order to expand the second question (RQ2), an analysis was carried out on the data concerning the phenomenon of female startups, using the register of companies held at the Chambers of Commerce which were territorially competent. Our research, carried out within the Italian economic context, demonstrates how the phenomenon of Woman Startups (WSU), even if it is widely expanding, is inherent in all the typical elements of female entrepreneurship, as reported in the literature by gender scholars. The main factors that emerge for the WSU are the small size and the undercapitalization in the startup phase. This work contributes to the expansion of studies on the topic of startups in the context of gender and can be useful to the social context, new entrepreneurs, and practitioners of the sector.

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Gendered Lending Practices: Enabling South African Women Entrepreneurs to Access Start-Up Capital

Cited by 16 publications

References 39 publications

Microfinance institute’s non-financial services and women-empowerment: The role of vulnerability

Microfinance institute’s non-financial services and women-empowerment: The role of vulnerability

Lived Experiences of Females With Entrepreneurship in Sudan: Networking, Social Expectations, and Family Support

Female-Owned Innovative Startups in Italy: Status Quo and Implications

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