2017
DOI: 10.17583/rise.2017.2633
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Gender Equity, Student Loans and Returns on Investment in American Higher Education

Abstract: This study examines practices that impact females’ earnings and, in particular, their ability to repay student loans. Salary inequities experienced by female college graduates along with student loans are addressed. The authors offer a quantitative model for highlighting the inequity in the American workforce considering female’s lower salaries and higher student loans by examining the payback period associated with the investment in college education. Results indicate that, while the payback period for invest… Show more

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Cited by 3 publications
(4 citation statements)
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“…This constrained their aspirations and accessibility to higher education and professional occupations so much so that when women started pursuing work, most employers thought they were seeking temporary jobs in order to supplement family income (Saleh, Yu, Leslie & Seydel, 2017). With such belief, low salaries were offered to women compared to men who possessed the same level of education and doing the same job (Saleh, et al, 2017). For instance, Kitroeff and Rodkin (2015) revealed that women with MBA certificates earned an average of $35,000 less than the men even after eight years of graduation and the women took a year longer in repaying their student loans.…”
Section: A Study By Mamiseishvili and Deggs (2013) Also Investigated mentioning
confidence: 99%
“…This constrained their aspirations and accessibility to higher education and professional occupations so much so that when women started pursuing work, most employers thought they were seeking temporary jobs in order to supplement family income (Saleh, Yu, Leslie & Seydel, 2017). With such belief, low salaries were offered to women compared to men who possessed the same level of education and doing the same job (Saleh, et al, 2017). For instance, Kitroeff and Rodkin (2015) revealed that women with MBA certificates earned an average of $35,000 less than the men even after eight years of graduation and the women took a year longer in repaying their student loans.…”
Section: A Study By Mamiseishvili and Deggs (2013) Also Investigated mentioning
confidence: 99%
“…Society expects women to take "more secure" jobs, so they can support their families, compared to men. Men are asking to be supported to be aggressive and allowed to take more risks during their careers (Saleh et al, 2017). Sexist attitudes in society are the cause of women not being considered in an equal situation, especially carrying out work responsibilities that are very similar to men (Walton & Politano, 2014).…”
Section: Based On the Geographical Location Of Higher Education In In...mentioning
confidence: 99%
“…Finally, there is limited literature relating to gender and repayment of student debt. A study by Saleh et al. (2017) found that it takes women an average of 0.168 years’ more salary than men to pay back student loans in the United States.…”
Section: Review Of the Literaturementioning
confidence: 99%
“…(2017) found that it takes women an average of 0.168 years’ more salary than men to pay back student loans in the United States. The authors state that ‘it clearly takes longer for females on average to repay their college loans than it does for males, and this serves as a major impediment to the financial success and equal progress of females in modern society’ (Saleh et al., 2017: 236). The American Association of University Women reported that, 4 years after graduation, men had paid off 44% of their student loan debt, while women had only been able to pay off 33% due to the gender pay gap (American Association of University Women, 2016).…”
Section: Review Of the Literaturementioning
confidence: 99%