Gender Discrimination in Microfinance? Some Evidence from Uganda

Corsi, Marcella; Angelis, Marina De

doi:10.1080/00220388.2016.1205733

Cited by 31 publications

(13 citation statements)

References 19 publications

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“…The circumstances concerning access of credit from formal financial establishments are even more regrettable as only 7 per cent of Indian adults can access credit from their accounts. Significant reasons for this exclusion from the financial framework are low financial literacy (Fernandes et al, 2014;Lusardi & Mitchell, 2014), social inclinations (Frisancho, 2016;Karlan, McConnell, Mullainathan, & Zinman, 2016), institutional biases (Agier & Szafarz, 2013;Brana, 2012;Corsi & De Angelis, 2017;Fletschner, 2009; Muravyev, Talavera, & Schäfer, 2009), social limitation (Bylander, 2014;Guérin, Kumar, & Agier, 2013;Hummel, 2013), and absence of trust on financial organizations (Karlan, Ratan, & Zinman, 2014;Mehrotra et al, 2016).…”

Section: Current State Of Research On Financial Inclusionmentioning

confidence: 99%

“…Within a nationalized context, the studies address the conduct of female-headed family units concentrating basically on financial access alone (Fletschner, 2008;Hazarika & Guha-Khasnobis, 2008;Rawlings & Rubio, 2005). Another set of studies implies presence of gender gap due to lower financial literacy (Fernandes, Lynch, & Netemeyer, 2014), behaviour biases (Frisancho, 2016) and institutional segregation (Corsi & De Angelis, 2017). Estimation of women empowerment is another glitch as it cannot be straightforwardly observed and has numerous features (Beteta, 2006;Mason, 2005;Swain & Wallentin, 2009).…”

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confidence: 99%

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Empowering Women Through Financial Inclusion: A Study of Urban Slum

Bhatia

Singh

2019

Vikalpa: The Journal for Decision Makers

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Executive Summary Financial Inclusion is considered to be a critical indicator for development and well-being of the society around the globe. Providing inclusive financial services, that is, financial services affordable for all, has become a basic priority in many countries including India. G-20 Nations have emphasized on financial inclusion as a facilitator for achieving gender equality and other sustainable development goals. Women empowerment is a radical approach concerned with transforming power relations in favour of female gender and considered essential for global progress. Thus, an inclusive financial model is being adopted in developing nations to achieve fundamental to formative objectives. The current article investigates the dimensions of women empowerment, that is, social, political, and economic. It also undertakes a test to see if the dimensions change with financial inclusion. The authors draw upon literature to develop a structured questionnaire on women empowerment and financial inclusion through schemes like Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) on women living in urban slums in the industrial town of Ludhiana, Punjab. The data were collected from 737 females living in urban slums with PMJDY bank accounts. The result indicated that PMJDY scheme has been quite successful especially in case of women in slums and has a positive influence on social, political, and economic dimensions of women empowerment. The study contributes to existing literature by advancing the debate on women in urban slums and identifies the substantial need for the development of formal financial system to enhance the scale of financial inclusion.

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Section: Current State Of Research On Financial Inclusionmentioning

confidence: 99%

mentioning

confidence: 99%

Empowering Women Through Financial Inclusion: A Study of Urban Slum

Bhatia

Singh

2019

Vikalpa: The Journal for Decision Makers

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“…Finally, women need access to loans that are large enough to purchase assets, particularly larger assets. The evidence is mixed thus far as to whether there is a glass ceiling on loan size (Corsi and de Angelis, 2017;Agier and Szafarz, 2013).…”

Section: Discussionmentioning

confidence: 99%

Gendered Paths to Asset Accumulation? Markets, Savings, and Credit in Developing Countries

Doss¹,

Deere

Oduro

et al. 2019

Feminist Economics

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An extensive literature focuses on how the inheritance of property is biased against women in many developing countries, yet relatively little attention has been given to other means of acquiring physical assets, such as the market. Using individual-level data from Ecuador, Ghana, and Karnataka, India, we analyze the modes of acquisition and financing of housing, agricultural land, other real estate, and businesses. We find that women acquire fewer of their assets through the market than men. When they participate in asset markets, both men and women are more likely to use their own savings than to use credit. We also analyze current loans for asset acquisition and find different country patterns, but that women tend to be somewhat disadvantaged in securing formal bank loans. Our findings suggest that financial inclusion to promote the accumulation of assets should focus on both savings and credit with priority to the former.

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“…Meanwhile, there was different treatment related to credit conditions. Similarly, Corsi and Angelis (2017) followed the same methodology used by Agier and Szafarz (2013) on data from a microfinance programme in Uganda, but their results showed no sign of a significant gender gap in loan size.…”

Section: Empirical Reviewsmentioning

confidence: 99%

Gender-Based Entrepreneurial Access to Bank Credit: Myth or Reality

Aladejebi¹,

Abiodun²

2021

theijbm

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Gender-Based Entrepreneurial Access to BankCredit: Myth or Reality IntroductionGender investigative research in entrepreneurship has gained increased interest as it helps educators and policymakers to improve the participation of females in the entrepreneurial process (Malmstrom, Johansson & Wincent, 2017). In a market economy, the availability of and accessibility to finance is a major factor in the creative development and survival of any firm (Andrés, Gimeno, & Cabo, 2019). The term entrepreneurship is directly linked to those people who generate or seize opportunities and, from this, develop an organized economic activity, creating value for themselves and society (Carreira et al., 2015). Literature generally indicates entrepreneurship is a male-denominated field (Muntean & Ozkazanc-Pan, 2015).Entrepreneurship is an important pathway for boosting women's economic participation. It offers opportunities for self-employment but can also help meet another global challenge requiring concerted solutions: job creation in the wider economy (World Bank, 2018). Women's entrepreneurship activity rates are greater than men's in only a small number of countries around the world, including Madagascar,

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Gender Discrimination in Microfinance? Some Evidence from Uganda

Cited by 31 publications

References 19 publications

Empowering Women Through Financial Inclusion: A Study of Urban Slum

Empowering Women Through Financial Inclusion: A Study of Urban Slum

Gendered Paths to Asset Accumulation? Markets, Savings, and Credit in Developing Countries

Gender-Based Entrepreneurial Access to Bank Credit: Myth or Reality

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